1604 Gridley Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 1604 Gridley Ln, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,954 sqft · built 1950
Lot Size	0.162 acres (7,035 sqft)
Owner	Individual Name on File
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01223616`

Property Details

APN / Parcel Number

Primary APN	`13-01223616`
Alternative APN	`01223616`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,035 sqft (0.162 acres)
Garage Type	Detached
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01223616
Street Address	1604 GRIDLEY LN
City	SILVER SPRING
State	MD
Zip	20902-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CHESTNUT RIDGE MANOR
Legal Subdivision	CHESTNUT RIDGE MANOR
Legal Block	B
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2027
Census Tract	703902

Owner

1604 Gridley Ln is owned and occupied by an individual who acquired it in September 2008.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1604 GRIDLEY LN, SILVER SPRING, MD 20902-3814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2008
Deed Sale	Sep 22, 2008
Prior Sale	Apr 26, 2004
Deed Document Number	2008121241
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 27, 2026
Property Address	1604 GRIDLEY LN, SILVER SPRING, MD 20902-3814
Document Number	7087000098
Book / Page	70874 / 98
Instrument Date	Aug 17, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 GRIDLEY LN, SILVER SPRING, MD 20902-3814

Mortgage

Document Number	7087000098,
Date	Aug 27, 2026
Book Page	70874/98

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1604 GRIDLEY LN, SILVER SPRING, MD 20902-3814
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0637440084
Date	Aug 16, 2021
Book Page	63744/84

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Gridley Ln was $5,182, down 1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,600 (+3.18%)	$536,800 (+9.55%) Land $182,800 Building $354,000
2025	$5,182.00 (-1%)	$490,000 Land $182,800 Building $307,200	$490,000 Land $182,800 Building $307,200
2024	$5,758.00
2023		$383,333	$490,000 Land $182,800 Building $307,200
2022	$3,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Gridley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Gridley Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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