Carteret County property record for 1604 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,387 sqft · built 1984 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,838 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.16.94.6898000 |
| Primary APN | 6314.16.94.6898000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,387 sqft Heated Area |
| Gross Area | 2,859 sqft |
| 1st Floor Area | 1,387 sqft |
| Basement Area | 458 sqft |
| Unfinished Basement | 458 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 20,168 sqft (0.463 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Garage Type | Unfinished |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 90 sqft |
| Gazebo | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 21077 |
|---|---|
| Street Address | 1604 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-6727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L50B EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 94 |
| Legal Lot Number | 50B |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 970903 |
1604 Emerald Dr is owned by two individuals who acquired it in October 2011.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 CARPATHIAN WAY, RALEIGH, NC 27615-1613 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 25, 2011 |
| Transfer Doc | 0001390144 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1604 Emerald Dr was $3,838.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,032,100 (-) Land $561,309 Building $470,791 | $1,032,100 (-) Land $561,309 Building $470,791 | |
| 2025 | $3,838.00 | $1,032,100 Land $561,309 Building $470,791 | $1,032,100 Land $561,309 Building $470,791 |
| 2023 | $545,656 Land $389,550 Building $156,106 | $545,656 Land $389,550 Building $156,106 | |
| 2022 | $2,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1604 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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