Contra Costa County property record for 1604 Elm St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,136 sqft · built 1951 |
| Lot Size | 0.085 acres (3,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Dec 2008) |
| Tax Bill | $9,086 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 502-212-009 |
| Primary APN | 502-212-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 3,700 sqft (0.085 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1604 ELM ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH BERKELEY TERR LOT 19 POR 18 BLK 28 |
| Legal Subdivision | NORTH BERKELEY TERRACE |
| Legal Block | 28 |
| Legal Lot Number | 19 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 386000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1604 ELM ST, EL CERRITO, CA 94530-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2008 · Amount on Record |
| Deed Sale | Dec 5, 2008 · Amount on Record |
| Prior Sale | Aug 9, 2002 · Amount on Record |
| Deed Document Number | 2008262212 |
| Prior Transfer Date | Feb 2, 2007 |
| Prior Transfer Doc | 0000058804 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1604 ELM ST, EL CERRITO, CA 94530-2233 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1604 ELM ST, EL CERRITO, CA 94530-2233 |
| Document Number | 0000324775 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020-324775 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ALAMEDA, CA 94502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Jan 1, 2034 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $637,036 (+2%) Land $485,993 Building $151,043 | |
| 2025 | $9,086.00 (+4.21%) Homeowner's exemption | $624,546 (+4.04%) Land $476,464 Building $148,082 |
| 2023 | $8,719.00 (+1.58%) Homeowner's exemption | $600,296 Land $457,963 Building $142,333 |
| 2022 | $8,583.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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