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1604 Early Spring Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 1604 Early Spring Dr, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,618 sqft · built 2000
Lot Size0.215 acres (9,374 sqft)
Owner2 Trust Names on File
Last Sale$249,900 (May 2020)
Tax Bill$7,862 (2024)
Deeds & MortgagesJul 2021 Line of Credit
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-32272-400

Property Details

APN / Parcel Number

Primary APN05-32272-400
Alternative APN
  • 0217 16023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,618 sqft Living Area
Gross Area3,080 sqft
1st Floor Area2,018 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,374 sqft (0.215 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area40 sqft
Deck Area204 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1604 EARLY SPRING DR
CityLANCASTER
StateOH
Zip43130-7840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER VALLEY HIGHLANDS SEC 9 PH 3 LOT 740
Legal SubdivisionRIVER VALLEY HIGHLANDS
Legal Lot Number740
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group1
Census Block1006
Census Tract30901

Owner

1604 Early Spring Dr is owner-occupied and held in a trust since May 2024.

Source: Fairfield County records, as of February 9, 2026

Owner of Record2 Trust Names on File
Mailing Address1604 EARLY SPRING DR, LANCASTER, OH 43130-7840
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK
May 28, 2020Warranty Deed, Transfer · Conventional with PMI
NFM LNDG
Mar 19, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2020 · Amount on File
Deed SaleMay 28, 2020 · Amount on File
Prior SaleMar 19, 2020 · Amount on File
Deed Document Number202010259
Deed Book / Page1824 / 2587
Last Transfer DateMay 10, 2024
Transfer Doc0000007470
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address1604 EARLY SPRING DR, LANCASTER, OH 43130-7840
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 EARLY SPRING DR, LANCASTER, OH 43130-7840

Mortgage

Document Number0000017781
DateJul 9, 2021
Instrument202100017781
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 2, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateMay 28, 2020
Property Address1604 EARLY SPRING DR, LANCASTER, OH 43130-7840
Document Number0000010259
Book / Page001824 / 002587
Instrument DateMay 11, 2020
Instrument10259
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyPALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 EARLY SPRING DR LANCASTER OH 431307840, LANCASTER, OH 43130-7840

Mortgage

Document Number10260
DateMay 28, 2020
Book Page001824/002590
Instrument10260
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 27, 2050

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionFAIRFIELD OH
Recording DateMar 19, 2020
Property Address1604 EARLY SPRING DR, LANCASTER, OH 43130-7840
Document Number0000005585
Book / Page001818 / 002281
Instrument DateMar 17, 2020
Instrument5585
Transaction TypeForeclosure
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$767.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1604 EARLY SPRING DR LANCASTER OH 431307840, LANCASTER, OH 43130-7840

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$115,460 Land $23,740 Building $91,720$329,900 Land $67,830 Building $262,070
2024$7,862.00 (+147.23%)
2023$3,180.00$87,460 (-) Land $9,880 Building $77,580
2022$87,460 Land $9,880 Building $77,580$249,900 Land $28,230 Building $221,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1604 Early Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Early Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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