1604 E Gary Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1604 E Gary Rd, Lakeland, FL 33801

Property Summary

Property Type	Store with Apartments
Details	1 bd · 1 ba · 1,727 sqft · built 1935
Lot Size	0.293 acres (12,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2017)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-017060`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-017060`
Alternative APNs	`172824193000017060` `72824000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,727 sqft Gross Area
1st Floor Area	1,727 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,767 sqft (0.293 acres)
Lot Dimensions	110 ft deep x 130 ft wide
View / Lot	Commercial
Garage Type	Detached
Garage Area	324 sqft

Exterior Amenities

Porch	Porch
Porch Area	596 sqft
Canopy	500 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1604 E GARY RD
City	LAKELAND
State	FL
Zip	33801-2232
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	SHORE ACRES PB 7 PG 15 BLK 17 LOTS 6 & 7
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	17
Legal Lot Number	6,7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1017
Census Tract	10300

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	339 WGTO TOWER RD, LAKE ALFRED, FL 33850-7094
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	2017153435
Deed Book / Page	10230 / 407
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2017
Property Address	1604 E GARY RD, LAKELAND, FL 33801-2232
Document Number	0102300407
Book / Page	010230 / 000407
Instrument Date	Aug 1, 2017
Instrument	153435
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	GULFSIDE TITLE SERVICES LLC, GULFSIDE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4789 JULIANA RESERVE DR AUBURNDALE FL 338235101, AUBURNDALE, FL 33823-5101

Mortgage

Document Number	102300418
Date	Aug 10, 2017
Book Page	010230/000418
Instrument	153437

Lender

Name	ELIZABETH LUNT IRA
Address	FREDERICK, MD 21701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,922 (-3.23%) Land $48,484 Building $93,438	$141,922 (-3.23%) Land $48,484 Building $93,438
2025	$2,645.00 (+12.03%)	$146,664 (+13.23%) Land $48,484 Building $98,180	$146,664 (+13.23%) Land $48,484 Building $98,180
2023	$2,361.00 (-4.95%)	$129,522 (-5.42%) Land $48,484 Building $81,038	$129,522 (-5.42%) Land $48,484 Building $81,038
2022	$2,484.00	$136,939 Land $48,484 Building $88,455	$136,939 Land $48,484 Building $88,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20