1604 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 1604 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1962
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$405,500 (Oct 2020)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`235OD031`

Property Details

APN / Parcel Number

Primary APN	`235OD031`
Alternative APNs	`205620904861` `80100840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,216 sqft Heated Area
Gross Area	1,440 sqft
1st Floor Area	960 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,797 sqft (0.179 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80100840
Street Address	1604 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-6354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-2 B-43 S-3 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	43
Legal Lot Number	2
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1032
Census Tract	20314

Owner

1604 E Beach Dr is owned by two individuals who bought it in October 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10723 WAYCROSS DR, HUNTERSVILLE, NC 28078-2641
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage F & M BANK
Oct 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 20, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Prior Sale	Nov 10, 2016 · Amount on File
Deed Book / Page	4455 / 195
Prior Transfer Date	Sep 18, 2020
Prior Transfer Doc	0044550189
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 2, 2020
Property Address	1604 E BEACH DR, OAK ISLAND, NC 28465-6354
Document Number	0044550195
Book / Page	4455 / 195
Map Reference	MB 1 PG 96-99
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 HONEYSUCKLE CT, 101, CLAYTON, NC 27527-5243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10723 WAYCROSS DR, HUNTERSVILLE, NC 28078-2641

Mortgage

Document Number	4455199
Date	Oct 2, 2020
Instrument	4455/199

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 2, 2020
Property Address	1604 E BEACH DR, OAK ISLAND, NC 28465-6354
Document Number	0044550189
Book / Page	004455 / 000189
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 HONEYSUCKLE CT CLAYTON NC 275275243, CLAYTON, NC 27527-5243

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 20, 2017
Property Address	1604 E BEACH DR, OAK ISLAND, NC 28465-6354
Document Number	0039740798
Book / Page	003974 / 000798
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Nov 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	101 HONEYSUCKLE CT CLAYTON NC 275275243, CLAYTON, NC 27527-5243

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 20, 2017
Property Address	1604 E BEACH DR, OAK ISLAND, NC 28465-6354
Document Number	0039740794
Book / Page	003974 / 000794
Instrument Date	Oct 11, 2017
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	101 HONEYSUCKLE CT CLAYTON NC 275275243, CLAYTON, NC 27527-5243

Tax Assessment & Valuation

The 2025 property tax bill for 1604 E Beach Dr was $2,405, down 7.6% from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,490 (-) Land $445,000 Building $184,490	$629,490 (-) Land $445,000 Building $184,490
2025	$2,405.00 (-7.64%)	$629,490 Land $445,000 Building $184,490	$629,490 Land $445,000 Building $184,490
2024	$2,604.00
2023		$629,490 Land $445,000 Building $184,490	$629,490 Land $445,000 Building $184,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 E Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 E Beach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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