1604 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 1604 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1948
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (May 2018)
Tax Bill	$2,618 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7923-31-282-021`

Property Details

APN / Parcel Number

Primary APN	`7923-31-282-021`
Alternative APN	`060/00289-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	858 sqft
1st Floor Area	720 sqft
Basement Area	338 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	80 ft deep x 120 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	163 sqft
Deck Area	85 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1604 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 86 & 87 BOULEVARD ADDITION
Legal Range	23W
Legal Township	79N
Legal Section	31
Legal Subdivision	BOULEVARD ADD
Legal Lot Number	86,87 87
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1001
Census Tract	1800

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEGACY BANK
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEGACY BANK
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES TRUST & SAVINGS BANK
Jul 28, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jun 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	2017-00086973
Deed Book / Page	16917 / 0221
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017210
Date	Mar 3, 2022
Book Page	19010/143
Instrument	2022-00017210

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003127
Date	Jan 12, 2022
Book Page	18946/939
Instrument	2022-00003127

Lender

Name	LEGACY BANK
Type	Bank
Address	BONDURANT, IA 50035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007315
Date	Jan 27, 2022
Book Page	18965/274
Instrument	2022-00007315

Lender

Name	LEGACY BANK
Type	Bank
Address	BONDURANT, IA 50035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 11, 2018
Property Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Document Number	201700086973
Book / Page	16917 / 0221
Instrument Date	May 4, 2018
Instrument	2017-00086973
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6600 UNIVERSITY AVE # 132, 6600, DES MOINES, IA 50324-1639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 E 28TH ST, DES MOINES, IA 50317-6114

Mortgage

Document Number	201700086975
Date	May 11, 2018
Instrument	2017-00086975

Lender

Name	PEOPLES TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Jul 28, 2017
Property Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Document Number	0000008067
Book / Page	016581 / 000365
Instrument Date	Jul 18, 2017
Instrument	8067
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 E 25TH ST DES MOINES IA 503178835, DES MOINES, IA 50317-8835

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Jun 20, 2017
Property Address	1604 E 28TH ST, DES MOINES, IA 50317-6114
Document Number	0000105622
Book / Page	016529 / 000248
Instrument Date	Jun 12, 2017
Instrument	105622
Transaction Type	Foreclosure
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 50312, DES MOINES, IA 50312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,700 (+12.87%) Land $32,100 Building $126,600	$158,700 (+12.87%) Land $32,100 Building $126,600
2024	$2,618.00 (+6.16%)
2023		$140,600 Land $28,200 Building $112,400	$140,600 Land $28,200 Building $112,400
2020	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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