1604 Doctors Rd, Louisa, VA 23093 Property Records

Louisa County property record for 1604 Doctors Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1989
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2023)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11 10 3 1`

Property Details

APN / Parcel Number

Primary APN	`11 10 3 1`
Alternative APNs	`16307` `15749`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	720 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15749
Street Address	1604 DOCTORS RD
City	LOUISA
State	VA
Zip	23093-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HICKORY CREEK BLK III SECT III LOT 1 DB 1925/766 3.00AC
Legal Subdivision	HICKORY CREEK
Legal Block	3
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	GREEN SPRING
Census Block Group	1
Census Block	1005
Census Tract	950303

Owner

1604 Doctors Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 DOCTORS RD, LOUISA, VA 23093-6135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage NFM INC
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Deed Document Number	20239731
Deed Book / Page	1925 / 766
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 31, 2023
Property Address	1604 DOCTORS RD, LOUISA, VA 23093-6135
Document Number	001925/766
Book / Page	1925 / 766
Map Reference	MB 186 PG 470
Instrument Date	Oct 30, 2023
Instrument	202300009731
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	NOT AVAILABLE, LAKESIDE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1604 DOCTORS RD, LOUISA, VA 23093-6135

Mortgage

Document Number	0001925769
Date	Oct 31, 2023
Instrument	1925/769

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1604 DOCTORS RD, LOUISA, VA 23093-6135
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 DOCTORS RD, LOUISA, VA 23093-6135
Investor	Possibly a Property Investor

Mortgage

Document Number	001892/319
Date	Apr 4, 2023
Book Page	1892/319
Instrument	202300002687

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	GLEN ALLEN, VA 23060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1604 DOCTORS RD, LOUISA, VA 23093-6135
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001809/512
Date	Dec 1, 2021
Book Page	1809/512
Instrument	202100014277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 28, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1604 DOCTORS RD, LOUISA, VA 23093-6135
Document Number	0000004717
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 DOCTORS RD LOUISA VA 230936135, LOUISA, VA 23093-6135

Mortgage

Document Number	0000004717
Date	May 18, 2018
Book Page	001562/000726
Instrument	4717

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Interest

Rate	4.56%

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Doctors Rd was $2,028, up 7% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,900 (+5.36%) Land $56,800 Building $240,100	$296,900 (+5.36%) Land $56,800 Building $240,100
2025	$2,028.00 (+6.96%)	$281,800 Land $47,200 Building $234,600	$281,800 Land $47,200 Building $234,600
2024	$1,896.00
2023		$241,900 Land $38,800 Building $203,100
2022	$904.00		$241,900 Land $38,800 Building $203,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Doctors Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Doctors Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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