1604 Cobblestone Rd, Melissa, TX 75454 Property Records

Collin County property record for 1604 Cobblestone Rd, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,897 sqft · built 2023
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,210 (Dec 2023)
Tax Bill	$6,926 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12650-00F-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-12650-00F-0040-1`
Alternative APNs	`000002855858` `2855858`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,897 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	1,709 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1604 COBBLESTONE RD
City	MELISSA
State	TX
Zip	75454-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARRY PHASE 2, THE, BLK F, LOT 4
Legal Subdivision	QUARRY PHASE 2, THE (CML)
Legal Block	F
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	2
Census Block	2003
Census Tract	30202

Owner

Source: Collin County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 COBBLESTONE RD, MELISSA, TX 75454-2851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 15, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	2023142696
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1604 COBBLESTONE RD, MELISSA, TX 75454-2851
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 COBBLESTONE RD, MELISSA, TX 75454-2851

Mortgage

Document Number	2025000149975
Date	Nov 19, 2025
Instrument	2025000149975

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 15, 2023
Property Address	1604 COBBLESTONE RD, MELISSA, TX 75454-2851
Document Number	2023000142696
Map Reference	VOL 2022 PG 307
Instrument Date	Dec 14, 2023
Instrument	2023000142696
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	UNKNOWN, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 COBBLESTONE RD, MELISSA, TX 75454-2851

Mortgage

Document Number	2023000142697
Date	Dec 15, 2023
Instrument	2023000142697

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,926.00 (-20.66%)	$475,868 (+539.61%) Land $115,000 Building $360,868	$475,868 (+539.61%) Land $115,000 Building $360,868
2024	$8,729.00
2023		$74,400 Land $74,400	$74,400 Land $74,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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