1604 Circle S Ranch Rd, Monroe, NC 28112 Property Records

Union County property record for 1604 Circle S Ranch Rd, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Lot Size	464 acres (20,235,754 sqft)
Owner	Company Name on File
Tax Bill	$5,068 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-207-009`

Property Details

APN / Parcel Number

Primary APN	`04-207-009`

Exterior

Lot Area	20,235,754 sqft (464 acres)
Poultry House	Poultry House
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	1604 CIRCLE S RANCH RD
City	MONROE
State	NC
Zip	28112-9354
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	1604 CIRCLE S RANCH RD
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1016
Census Tract	20902

Owner

Source: Union County records · APN 04-207-009

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1604 CIRCLE S RANCH RD, MONROE, NC 28112-9354
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 30, 2008
Transfer Doc	4882619
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1604 CIRCLE S RANCH RD, MONROE, NC 28112-9354
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 CIRCLE S RANCH RD, MONROE, NC 28112-9354

Mortgage

Document Number	0008540129
Date	Aug 02, 2022
Book Page	8540/129
Instrument	27430

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	MONROE, NC 28111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,068.00 (+12.9%)	$1,099,600 (-55.54%) Land $343,300 Building $756,300	$4,651,500 (+88.06%) Land $3,895,200 Building $756,300
2023	$4,489.00	$2,473,400 Land $2,016,700 Building $456,700	$2,473,400 Land $2,016,700 Building $456,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.