1604 Bluff Ave, Fort Smith, AR 72901 Property Records

Sebastian County property record for 1604 Bluff Ave, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Nov 2019)
Tax Bill	$704 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14804-0079-00000-00`

Property Details

APN / Parcel Number

Primary APN	`14804-0079-00000-00`
Alternative APN	`37472`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,280 sqft (0.236 acres)
Lot Dimensions	207 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	470 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	216 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	37472
Street Address	1604 BLUFF AVE
City	FORT SMITH
State	AR
Zip	72901-5645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79
Legal Range	32
Legal Township	08
Legal Section	21
Legal Subdivision	MAIN PLACE
Legal Block	1
Legal Lot Number	79
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1040
Census Tract	1001

Owner

Source: Sebastian County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 181031, FORT SMITH, AR 72918-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Jul 11, 2011 · Amount on Record
Deed Document Number	201924336
Prior Transfer Date	Apr 27, 2007
Prior Transfer Doc	0007216424
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Nov 14, 2019
Property Address	1604 BLUFF AVE, FORT SMITH, AR 72901-5645
Document Number	2019F24336
Instrument Date	Nov 13, 2019
Instrument	2019F-24336
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 S 37TH ST, 704, VAN BUREN, AR 72956-5559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 BLUFF AVE, FORT SMITH, AR 72901-5645

Mortgage

Document Number	2019F24337
Date	Nov 14, 2019
Instrument	2019F-24337

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Nov 13, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	5.82%
Max Rate At Change	7.82%
Index	1-Year CMT
Margin	3
Max Rate	7.82%

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$704.00 Homeowner's exemption	$19,720 (-) Land $4,000 Building $15,720	$98,600 (-) Land $20,000 Building $78,600
2025	$704.00 (+186.18%) Homeowner's exemption	$19,720 (+70.59%) Land $4,000 Building $15,720	$98,600 (+70.59%) Land $20,000 Building $78,600
2023	$246.00 Homeowner's exemption	$11,560 Land $3,000 Building $8,560	$57,800 Land $15,000 Building $42,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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