1604 Bells Dr, Denison, TX 75021 Property Records

Grayson County property record for 1604 Bells Dr, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,094 sqft · built 1930
Lot Size	0.307 acres (13,386 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Nov 2020)
Tax Bill	$840 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D041 3004012`

Property Details

APN / Parcel Number

Primary APN	`D041 3004012`
Alternative APN	`149599`

Interior

Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	1,514 sqft
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1988
Lot Area	13,386 sqft (0.307 acres)
Lot Dimensions	213 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	246 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	1604 BELLS DR
City	DENISON
State	TX
Zip	75021-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BECKLEMAN (REPLAT), BLOCK 1, LOT 12, ACRES .3073
Legal Subdivision	BECKLEMAN (REPLAT)
Legal Block	1
Legal Lot Number	12
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1019
Census Tract	600

Owner

1604 Bells Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Grayson County records, as of August 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1604 BELLS DR, DENISON, TX 75021-6633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jan 28, 2020	Warranty Deed, Transfer RESIDENTIAL CAP PTRS SECURED L
Dec 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	202031364
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	0000022208
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 12, 2020
Property Address	1604 BELLS DR, DENISON, TX 75021-6633
Document Number	0000031364
Map Reference	VOL 600 PG 172
Instrument Date	Nov 10, 2020
Instrument	2020-00031364
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 BELLS DR, DENISON, TX 75021-6633

Mortgage

Document Number	0000031365
Date	Nov 12, 2020
Instrument	2020-00031365

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 28, 2020
Property Address	1604 BELLS DR, DENISON, TX 75021-6633
Document Number	0000002182
Instrument Date	Jan 27, 2020
Instrument	2182
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1134 ALLEN TX 750130018, ALLEN, TX 75013-0018

Mortgage

Document Number	2183
Date	Jan 28, 2020
Instrument	2183

Lender

Name	RESIDENTIAL CAP PTRS SECURED L
Address	DALLAS, TX 75219

Agreement

Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 13, 2019
Property Address	1604 BELLS DR, DENISON, TX 75021-6633
Document Number	0000030323
Instrument Date	Dec 11, 2019
Instrument	30323
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 S HOUSTON AVE DENISON TX 750213017, DENISON, TX 75021-3017

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,841	$109,330 Land $61,583 Building $47,747
2024	$840.00
2023		$118,401 Land $68,946 Building $49,455	$118,401 Land $68,946 Building $49,455
2022	$979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Bells Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Bells Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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