1604 Beam Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 1604 Beam Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,042 sqft · built 1999
Lot Size	0.425 acres (18,513 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Aug 2020)
Tax Bill	$1,352 (2026)
Deeds & Mortgages	May 2023 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54708`

Property Details

APN / Parcel Number

Primary APN	`54708`
Alternative APN	`1332808`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,042 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	18,513 sqft (0.425 acres)
Deck Area	70 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1332808
Street Address	1604 BEAM DR
City	SHELBY
State	NC
Zip	28152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#45-52,60&61PT59 BLK L WASH HTS PB6-98
Legal Subdivision	WASHINGTON DEVELOPMENT
Legal Block	2
Legal Lot Number	30
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2022
Census Tract	950702

Owner

1604 Beam Dr is owned by an individual who bought it in August 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1602 BEAM DR, SHELBY, NC 28152-7352
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 27, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Apr 10, 2019 · Amount on File
Deed Document Number	202043467
Deed Book / Page	1820 / 1022
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	0014790589
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1604 BEAM DR, SHELBY, NC 28152
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018991029
Date	May 31, 2023
Book Page	1899/1029
Instrument	200087849

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 27, 2020
Property Address	1604 BEAM DR, SHELBY, NC 28152
Document Number	0018201022
Book / Page	1820 / 1022
Map Reference	MB 6 PG 98
Instrument Date	Aug 19, 2020
Instrument	200043467
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 BEAM DR, SHELBY, NC 28152-7352

Mortgage

Document Number	18201025
Date	Aug 27, 2020
Instrument	1820/1025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 10, 2020
Property Address	1604 BEAM DR, SHELBY, NC 28152
Document Number	0018161808
Book / Page	001816 / 001808
Instrument Date	Jul 9, 2020
Instrument	41362
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1602 BEAM DR SHELBY NC 281527352, SHELBY, NC 28152-7352

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 10, 2019
Property Address	1604 BEAM DR, SHELBY, NC 28152
Document Number	0017891804
Book / Page	001789 / 001804
Instrument Date	Apr 10, 2019
Instrument	25011
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$128.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1602 BEAM DR SHELBY NC 281527352, SHELBY, NC 28152-7352

Tax Assessment & Valuation

The 2026 property tax bill for 1604 Beam Dr was $1,352, up 3.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,352.00 (+3.28%)	$131,587 (-) Land $18,122 Building $113,465	$131,587 (-) Land $18,122 Building $113,465
2025	$1,309.00	$131,587 Land $18,122 Building $113,465	$131,587 Land $18,122 Building $113,465
2023		$76,921 Land $12,567 Building $64,354	$76,921 Land $12,567 Building $64,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Beam Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 Beam Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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