1604 Adelaide St, Midland, MI 48640 Property Records

Midland County property record for 1604 Adelaide St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1998
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Sep 2022)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Dec 2022 Transfer Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-70-214`

Property Details

APN / Parcel Number

Primary APN	`14-16-70-214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1604 ADELAIDE ST
City	MIDLAND
State	MI
Zip	48640-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	LOTS 3 & 4 BLK 7 CRANE ADD.
Legal Subdivision	CRANE ADD
Legal Block	7
Legal Lot Number	3-4
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2009
Census Tract	290100

Owner

1604 Adelaide St is owned and occupied by two individuals who acquired it in December 2022.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Intrafamily Transfer, Transfer
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 21, 2021	Intrafamily Transfer, Transfer
Aug 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Book / Page	1660 / 508
Last Transfer Date	Dec 14, 2022
Transfer Doc	0001662/49
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Dec 15, 2022
Property Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313
Document Number	0001662/49
Book / Page	1662 / 49
Map Reference	LB A PG 4
Instrument Date	Dec 14, 2022
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 27, 2022
Property Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313
Document Number	001660/508
Book / Page	1660 / 508
Map Reference	LB A PG 4
Instrument Date	Sep 26, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 ADELAIDE ST, 1604, MIDLAND, MI 48640-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 ABBOTT RD, MIDLAND, MI 48642-5210

Mortgage

Document Number	0001660509
Date	Sep 27, 2022
Instrument	1660/509

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 21, 2021
Property Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313
Document Number	1646/1423
Book / Page	1646 / 1423
Map Reference	LB A PG 4
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 14, 2020
Property Address	1604 ADELAIDE ST, MIDLAND, MI 48640-4313
Document Number	1636/551
Book / Page	1636 / 551
Map Reference	LB A PG 4
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 ADELAIDE ST, 1604, MIDLAND, MI 48640-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 W CADMAN PT, SANFORD, MI 48657-9425

Tax Assessment & Valuation

The 2025 property tax bill for 1604 Adelaide St was $3,034 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,400 (+9.09%)	$196,800 (+9.09%)
2025	$3,034.00 (+1.03%) Homeowner's exemption	$90,200	$180,400
2024	$3,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 Adelaide St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1604 Adelaide St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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