1604 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1604 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1922
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2019)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-43-0011`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-43-0011`
Alternative APNs	`8310614` `37340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	5,700 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37340
Street Address	1604 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRUICKSHANKS GARDEN LOTS W 5O FT OF N 114 FT OF LOT 5 BLK 3
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	CRUICKSHANKS GARDEN LOTS
Legal Block	3
Legal Lot Number	W,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	31801

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 7TH ST E, SAINT PAUL, MN 55106-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	20192643317
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 22, 2019
Property Address	1604 7TH ST E, SAINT PAUL, MN 55106-4202
Document Number	0002643317
Instrument Date	Jun 14, 2019
Instrument	2643317
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 7TH # ST PAUL MN 55106, ST PAUL, MN 55106

Mortgage

Document Number	2643318
Date	Jul 22, 2019
Instrument	2643318

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,900 (+0.18%) Land $30,000 Building $193,900	$223,900 (+0.18%) Land $30,000 Building $193,900
2025	$3,648.00 (+6.67%)
2023	$3,420.00 Homeowner's exemption	$223,500 Land $20,000 Building $203,500	$223,500 Land $20,000 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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