1604 77th St, Naperville, IL 60565 Property Records

DuPage County property record for 1604 77th St, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,015 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Dec 2014)
Tax Bill	$10,415 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-309-002`

Property Details

APN / Parcel Number

Primary APN	`08-28-309-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,015 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,300 sqft
2nd Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	675 sqft
Unfinished Basement	365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	8,712 sqft (0.2 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1604 77TH ST
City	NAPERVILLE
State	IL
Zip	60565-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	UNIVERSITY HEIGHTS SUB UNIT 1 ALL
Legal Subdivision	UNIVERSITY HEIGHTS SUB
Legal Lot Number	84
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	5
Census Block	5007
Census Tract	846304

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 77TH ST, NAPERVILLE, IL 60565-6717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage C & R MORTGAGE
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage C & R MORTGAGE
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2014 · Amount on Record
Deed Sale	Dec 4, 2014 · Amount on Record
Prior Sale	May 5, 2010 · Amount on Record
Deed Document Number	2014113767
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000009958
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1604 77TH ST, NAPERVILLE, IL 60565-6717
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 77TH ST, PLAINFIELD, IL 60585

Mortgage

Document Number	0000023457
Date	Apr 24, 2025
Instrument	R2025-023457

Lender

Name	C & R MORTGAGE
Type	Mortgage Company
Address	NILES, IL 60714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.25%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Feb 13, 2026
Property Address	1604 77TH ST, NAPERVILLE, IL 60565-6717
Document Number	0000009958
Map Reference	DOC R78-107250
Instrument Date	Nov 24, 2025
Instrument	R2026-009958
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 77TH ST, NAPERVILLE, IL 60565-6717

Mortgage

Document Number	0000009959
Date	Feb 13, 2026
Instrument	R2026-009959

Lender

Name	C & R MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1604 77TH ST, NAPERVILLE, IL 60565-6717
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016342
Date	Feb 18, 2020
Instrument	R2020-016342

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1604 77TH ST, NAPERVILLE, IL 60565-6717
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ATTORNEY S TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156289
Date	Dec 18, 2020
Instrument	R2020-156289

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,415.00 (+3.79%)	$186,472 (+8.53%) Land $61,943 Building $124,529	$559,416 (+8.53%) Land $185,829 Building $373,587
2024	$10,035.00 (+10.32%) Homeowner's exemption	$171,817 (+17.24%) Land $57,075 Building $114,742	$515,451 (+17.24%) Land $171,225 Building $344,226
2022	$9,096.00 Homeowner's exemption	$146,550 Land $48,680 Building $97,870	$439,650 Land $146,040 Building $293,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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