1604 52nd Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 1604 52nd Ave N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,667 (Jul 2016)
Tax Bill	$7,236 (2026)
Deeds & Mortgages	May 2022 Mortgage Jul 2016 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.886.2317`

Property Details

APN / Parcel Number

Primary APN	`58.886.2317`

Exterior

Lot Area	20,038 sqft (0.46 acres)

Location & Zoning

Street Address	1604 52ND AVE N
City	MOORHEAD
State	MN
Zip	56560-6653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 21 TOWNSHIP 140 RANGE 048 BEG 815.70' N & 286' W OF INTER OF E-W1/4 LINE OF SEC 21 & W R/W LINE OF #96; W 143'; N 140
Legal Range	48
Legal Township	140
Legal Section	21
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1031
Census Tract	30106

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1604 52ND AVE N, MOORHEAD, MN 56560-6653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 15, 2016	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CO INC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2016 · Amount on Record
Deed Sale	Jul 26, 2016 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	2016759330
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1604 52ND AVE N, MOORHEAD, MN 56560-6653
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828114
Date	May 3, 2022
Instrument	828114

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1604 52ND AVE N, MOORHEAD, MN 56560-6653
Document Number	0000768646
Instrument Date	Jul 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1604 52ND AVE N MOORHEAD MN 565606653, MOORHEAD, MN 56560-6653

Mortgage

Document Number	0000768646
Date	May 19, 2017
Instrument	768646

Lender

Name	MORTGAGE CO INC MORTGAGE CO INC
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,236.00 (+4.57%)	$437,900 (+0.32%) Land $64,000 Building $373,900	$437,900 (+0.32%) Land $64,000 Building $373,900
2025		$436,500 (-6.07%) Land $64,000 Building $372,500	$436,500 (-6.07%) Land $64,000 Building $372,500
2023	$6,920.00	$464,700 Land $60,000 Building $404,700	$464,700 Land $60,000 Building $404,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	213 (1997–2014)
Claims Outside the SFHA	180 of 213
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2011 · 109 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 17 claims Severe Flooding, High Winds,severe Storms, May 1997 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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