1604 4th Ave N, Great Falls, MT 59401 Property Records

Cascade County property record for 1604 4th Ave N, Great Falls, MT 59401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 966 sqft · built 1939
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$166,200 (Apr 2018)
Tax Bill	$1,953 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R027095`

Property Details

APN / Parcel Number

Primary APN	`R027095`
Alternative APNs	`02-3016-06-3-04-02-0000` `0000109750` `00109750`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft
Basement Area	680 sqft
Finished Basement	680 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000109750
Street Address	1604 4TH AVE N
City	GREAT FALLS
State	MT
Zip	59401-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	GREAT FALLS THIRD ADDITION, S06, T20 N, R04 E, BLOCK 234, LOT 002
Legal Range	04E
Legal Township	20N
Legal Section	06
Legal Subdivision	GREAT FALLS THIRD ADDITION
Legal Block	234
Legal Lot Number	2
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	3
Census Block	3008
Census Tract	300

Owner

Source: Cascade County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1604 4TH AVE N, GREAT FALLS, MT 59401-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK/MT
Apr 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RUSSELL COUNTRY FCU
Feb 26, 2018	Warranty Deed, Transfer UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	2018353270
Prior Transfer Date	Aug 11, 2006
Prior Transfer Doc	0000135657
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Recording Date	Jun 22, 2026
Property Address	1604 4TH AVE N, GREAT FALLS, MT 59401-2726
Document Number	0000484443
Instrument Date	Jun 15, 2026
Instrument	2026484443
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	1604 4TH AVE N, GREAT FALLS, MT 59401-2726

Mortgage

Document Number	0000484443,
Date	Jun 22, 2026
Instrument	2026484443

Lender

Name	OPPORTUNITY BANK/MT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1604 4TH AVE N, GREAT FALLS, MT 59401-2726
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0455141
Date	Apr 12, 2024
Instrument	R0455141

Lender

Name	RUSSELL COUNTRY FCU
Type	Credit Union
Address	GREAT FALLS, MT 59401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Feb 26, 2018
Property Address	1604 4TH AVE N, GREAT FALLS, MT 59401-2726
Document Number	0000351679
Instrument Date	Nov 6, 2017
Instrument	351679
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	BRPS TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 4TH AVE N GREAT FALLS MT 594012726, GREAT FALLS, MT 59401-2726

Mortgage

Document Number	351680
Date	Feb 26, 2018
Instrument	351680

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Mortgage

Document Number	351678,
Date	Feb 26, 2018
Instrument	351678

Lender

Name	NEIGHBORWORKS GREAT FALLS
Type	Construction/Development Company
Address	GREAT FALLS, MT 59401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,953.00 (-17.42%)	$263,000 (+22.67%)	$263,000 (+22.67%) Land $36,000 Building $227,000
2023	$2,365.00	$214,400	$214,400 Land $29,250 Building $185,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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