Humboldt County property record for 1604 10th St, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,107 sqft · built 1941 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Owner Name on File |
| Last Sale | $125,000 (Dec 2001) |
| Tax Bill | $3,101 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-221-017-000 |
| Primary APN | 021-221-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 02122117 |
|---|---|
| Street Address | 1604 10TH ST |
| City | ARCATA |
| State | CA |
| Zip | 95521-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | 0600610002D050083B X 3C 600775C080586C 00000000 N |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1103 |
The current owner of 1604 10th St bought it in December 2001.
Source: Humboldt County records, as of October 13, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Jan 30, 2020 | Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK |
| Jan 4, 2017 | Deed of Trust, Mortgage · Line of Credit UMPQUA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2001 · Amount on File |
| Deed Sale | Dec 12, 2001 · Amount on File |
| Deed Document Number | 2001-031816-02 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Document Number | 0000023407 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-023407 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ARCATA, CA 95521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Document Number | 0000000035 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-003501 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Document Number | 0000007852 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 1604 10TH ST ARCATA CA 955215710, ARCATA, CA 95521-5710 |
| Document Number | 0000007852 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 7852 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 13, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Document Number | 0000002394 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1604 10TH ST ARCATA CA 955215710, ARCATA, CA 95521-5710 |
| Document Number | 0000002394 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2394 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | ARCATA, CA 95521 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1604 10TH ST, ARCATA, CA 95521-5710 |
| Document Number | 0000000676 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1604 10TH ST ARCATA CA 955215710, ARCATA, CA 95521-5710 |
| Document Number | 0000000676 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 676 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | ARCATA, CA 95521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1604 10th St was $3,101 with a homeowner's exemption.
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,101.00 Homeowner's exemption | $265,999 Land $88,625 Building $177,374 |
| 2023 | $3,000.00 (-1.67%) Homeowner's exemption | $255,673 Land $85,185 Building $170,488 |
| 2022 | $3,051.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1604 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1604 10th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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