Macomb County property record for 16032 Thames Ln, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,059 sqft · built 2000 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Aug 2020) |
| Tax Bill | $6,322 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-06-453-001 |
| Primary APN | 20-08-06-453-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Basement Area | 2,013 sqft |
| Unfinished Basement | 2,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 123 ft deep x 70 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16032 THAMES LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-6185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | THE RIVERS SUB #2 LOT 209 LIBER: 140 PAGES: 32-39 |
| Legal Subdivision | THE RIVERS SUB |
| Legal Lot Number | 209 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 223802 |
16032 Thames Ln is owned and occupied by an individual who bought it in August 2020.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16032 THAMES LN, MACOMB, MI 48042-6185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Aug 17, 2020 | Warranty Deed, Transfer DEVON TITLE AGENCY |
| Nov 27, 2019 | Loan Modification, Mortgage · FHA Mortgage TOWNE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Prior Sale | Jul 12, 2016 · Amount on File |
| Deed Document Number | 202096882 |
| Deed Book / Page | 26919 / 472 |
| Prior Transfer Date | Oct 15, 2014 |
| Prior Transfer Doc | 0000152524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 16032 THAMES LN, MACOMB, MI 48042-6185 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16032 THAMES LN, MACOMB, MI 48042-6185 |
| Document Number | 2200008764 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 28369/400 |
| Instrument | 202200008764 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 17, 2020 |
| Property Address | 16032 THAMES LN, MACOMB, MI 48042-6185 |
| Document Number | 0000096882 |
| Book / Page | 26919 / 472 |
| Map Reference | LB 140 PG 32-39 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2096882 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,820.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16032 THAMES LN, 16032, MACOMB, MI 48042-6185 |
| Name | Verified Name |
|---|---|
| Address | 43228 FOUNTAIN DR, STERLING HEIGHTS, MI 48313-2394 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 16032 THAMES LN, MACOMB, MI 48042-6185 |
| Document Number | 0000002553 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16032 THAMES LN MACOMB MI 480426185, MACOMB, MI 48042-6185 |
| Document Number | 0000002553 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 026440/000246 |
| Instrument | 2553 |
| Name | TOWNE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 16032 Thames Ln was $6,322 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,500 (+4.26%) | $445,000 (+4.26%) | |
| 2025 | $6,322.00 Homeowner's exemption | $213,400 | $426,800 |
| 2023 | $181,600 | $363,200 | |
| 2022 | $6,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16032 Thames Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16032 Thames Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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