Hillsborough County property record for 16032 Ternglade Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,445 sqft · built 2008 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Apr 2017) |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088353-4692 |
| Primary APN | 088353-4692 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,445 sqft Living Area |
| Gross Area | 4,561 sqft |
| 1st Floor Area | 2,502 sqft |
| 2nd Floor Area | 878 sqft |
| Upper Floors Area | 65 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 341 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0883534692 |
|---|---|
| Street Address | 16032 TERNGLADE DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-5860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FISHHAWK RANCH PHASE 2 PARCEL H-H LOT 81 BLOCK 103 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 28 |
| Legal Subdivision | FISHHAWK RANCH PHASE 2 PARCEL H-H |
| Legal Phase | 2 |
| Legal Tract | 79X |
| Legal Block | 103 |
| Legal Lot Number | 81 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13922 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16032 TERNGLADE DR, LITHIA, FL 33547-5860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG |
| Apr 14, 2017 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2017 · Amount on Record |
| Deed Sale | Apr 14, 2017 · Amount on Record |
| Prior Sale | Oct 6, 2010 · Amount on Record |
| Deed Document Number | 2017145521 |
| Deed Book / Page | 24872 / 1195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 16032 TERNGLADE DR, LITHIA, FL 33547-5860 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16032 TERNGLADE DR, LITHIA, FL 33547-5860 |
| Document Number | 2021172202 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021172202 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 16032 TERNGLADE DR, LITHIA, FL 33547-5860 |
| Document Number | 0000060229 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16032 TERNGLADE DR LITHIA FL 335475860, LITHIA, FL 33547-5860 |
| Document Number | 0000060229 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 60229 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 14, 2017 |
| Property Address | 16032 TERNGLADE DR, LITHIA, FL 33547-5860 |
| Document Number | 0000145521 |
| Book / Page | 24872 / 1195 |
| Map Reference | MB102 PG144-163 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 2017145521 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16032 TERNGLADE DR, LITHIA, FL 33547-5860 |
| Document Number | 0000145522 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 2017145522 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,853 (+2.7%) | $708,579 (-1.88%) Land $199,584 Building $508,995 | |
| 2025 | $2,471.00 (+11.96%) Disabled Person's exemption Veteran's exemption | $418,552 (+6.71%) | $722,141 (+6.31%) Land $199,584 Building $522,557 |
| 2023 | $2,207.00 (+4.25%) Disabled Person's exemption Veteran's exemption | $392,215 (+3%) | $679,268 (+2.17%) Land $172,973 Building $506,295 |
| 2022 | $2,117.00 Disabled Person's exemption Veteran's exemption | $380,791 | $664,848 Land $172,973 Building $491,875 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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