16031 Zac Ln, Bennington, NE 68007 Property Records

Douglas County property record for 16031 Zac Ln, Bennington, NE 68007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 2019
Lot Size	0.449 acres (19,567 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (May 2023)
Tax Bill	$7,898 (2024)
Deeds & Mortgages	May 2023 Sale Jan 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0626045288`

Property Details

APN / Parcel Number

Primary APN	`R0626045288`
Alternative APNs	`2604 5288 06` `0626045288`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
Basement Area	1,718 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,567 sqft (0.449 acres)
Garage Type	Attached
Garage Area	802 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	340 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0626045288
Street Address	16031 ZAC LN
City	BENNINGTON
State	NE
Zip	68007-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNINGTON PARK WEST LOT 44 BLOCK 0 LOT 44
Legal Subdivision	BENNINGTON PARK WEST
Legal Lot Number	44
Jurisdiction	DOUGLAS NE
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1018
Census Tract	7318

Owner

16031 Zac Ln is owned and occupied by an individual who bought it in May 2023.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16031 ZAC LN, BENNINGTON, NE 68007-5622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES
Jan 31, 2020	Warranty Deed, Transfer · Line of Credit COGENT BANK
Aug 8, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UNION BK&TR
May 24, 2019	Warranty Deed, Transfer OMAHA NATIONAL TITLE, OMAHA NAT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	0202336353
Deed Book / Page	2023 / 36353
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 25, 2023
Property Address	16031 ZAC LN, BENNINGTON, NE 68007-5622
Document Number	0000036353
Instrument Date	May 11, 2023
Instrument	2023036353
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$1,102.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jan 31, 2020
Property Address	16031 ZAC LN, BENNINGTON, NE 68007-5622
Document Number	2020009690
Instrument Date	Jan 10, 2020
Instrument	2020009690
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	PREFERRED LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020009691
Date	Jan 31, 2020
Instrument	2020009691

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 8, 2019
Property Address	16031 ZAC LN, BENNINGTON, NE 68007-5622
Instrument Date	Aug 1, 2019
Instrument	62285
Transaction Type	Construction Loan
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 311 SPRINGFIELD NE 680590311, SPRINGFIELD, NE 68059-0311
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062285
Date	Aug 8, 2019
Instrument	62285

Lender

Name	UNION BK&TR
Type	Bank
Address	OMAHA, NE 68130

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 24, 2019
Property Address	16031 ZAC LN, BENNINGTON, NE 68007-5622
Document Number	0000035717
Instrument Date	Jan 8, 2019
Instrument	35717
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	OMAHA NATIONAL TITLE, OMAHA NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$155.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16031 ZAC LN BENNINGTON NE 680075622, BENNINGTON, NE 68007-5622

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bennington City
County	Douglas County
Unified School District	Bennington Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$404,700 Land $64,800 Building $339,900	$404,700 Land $64,800 Building $339,900
2024	$7,898.00 (-5.79%)
2023	$8,383.00 (-5.41%)	$360,200 Land $64,800 Building $295,400	$360,200 Land $64,800 Building $295,400
2022	$8,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16031 Zac Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16031 Zac Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Western Iowa Wireless.

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