Anne Arundel County property record for 1603 West St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,858 sqft · built 1930 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $742,500 (May 2021) |
| Tax Bill | $12,273 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-551-02249800 |
| Primary APN | 06-551-02249800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,858 sqft Living Area |
| 1st Floor Area | 2,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55102249800 |
|---|---|
| Street Address | 1603 WEST ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-4039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 2 BK C MCGUCKIAN SUB DIV |
| Legal Subdivision | MCGUCKIAN SUB DIV |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 706500 |
1603 West St is owned and occupied by two individuals who bought it in May 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1603 WEST ST, ANNAPOLIS, MD 21401-4039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 30, 2021 | Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Jan 8, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED BK/IL |
| Jan 3, 2018 | Grant Deed, Transfer NORTHCO TITLE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2021 · Amount on File |
| Deed Sale | May 30, 2021 · Amount on File |
| Prior Sale | May 2, 2006 · Amount on File |
| Deed Book / Page | 36879 / 233 |
| Transfer Doc | 0149330100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 30, 2021 |
| Property Address | 1603 WEST ST, ANNAPOLIS, MD 21401-4039 |
| Document Number | 0368790233 |
| Book / Page | 36879 / 233 |
| Map Reference | LB WNW 60 |
| Instrument Date | Apr 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,281.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1603 WEST ST, ANNAPOLIS, MD 21401-4039 |
| Document Number | 36879241 |
|---|---|
| Date | May 30, 2021 |
| Instrument | 36879/241 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1603 WEST ST, ANNAPOLIS, MD 21401-4039 |
| Document Number | 0319530416 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | NORTHCO TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7419 BALTIMORE ANNAPOLIS BLVD GLEN BURNIE MD 210613511, GLEN BURNIE, MD 21061-3511 |
| Document Number | 0319530416 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 031953/000416 |
| Name | UNITED BK/IL |
|---|---|
| Type | Bank |
| Address | MARTINSBURG, WV 25401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 3, 2018 |
| Property Address | 1603 WEST ST, ANNAPOLIS, MD 21401-4039 |
| Document Number | 0317230192 |
| Book / Page | 031723 / 000192 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | NORTHCO TITLE CORPORATION |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2661 RIVA RD #300 ANNAPOLIS MD 214017352, 300, ANNAPOLIS, MD 21401-7352 |
The 2025 property tax bill for 1603 West St was $12,273, up 8.6% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926,300 (+8.15%) Land $340,500 Building $585,800 | $926,300 (-) Land $340,500 Building $585,800 | |
| 2025 | $12,273.00 (+8.58%) | $856,467 | $926,300 Land $340,500 Building $585,800 |
| 2024 | $11,303.00 (+9.81%) | ||
| 2023 | $10,293.00 | $716,800 Land $325,500 Building $391,300 | $716,800 Land $325,500 Building $391,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1603 West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1603 West St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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