1603 Valley Rd, Lahoma, OK 73754 Property Records

Garfield County property record for 1603 Valley Rd, Lahoma, OK 73754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1975
Lot Size	1.1 acres (47,958 sqft)
Owner	Individual Name on Record
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29449`

Property Details

APN / Parcel Number

Primary APN	`29449`
Alternative APN	`9060-00-001-054-0-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,958 sqft (1.1 acres)
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	680 sqft
Porch	Slab
Porch Area	161 sqft
Deck Area	558 sqft
Patio Area	161 sqft
Utility Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29449
Street Address	1603 VALLEY RD
City	LAHOMA
State	OK
Zip	73754-9843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 BLOCK 1 SD-M92 GREEN VALLEY 3RD SE/4 16-22-8 WIFE- MELISSA A
Legal Range	08W
Legal Township	22N
Legal Section	16
Legal Subdivision	GREEN VALLEY 3RD
Legal Block	1
Legal Lot Number	54
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1057
Census Tract	1603

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1603 VALLEY RD, LAHOMA, OK 73754-9843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage BOKF NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1603 VALLEY RD, LAHOMA, OK 73754-9843
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002620/237
Date	Mar 23, 2023
Book Page	2620/237

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Mar 20, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	1603 VALLEY RD, LAHOMA, OK 73754-9843
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	ENID TITLE AND CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002475/311
Date	Apr 13, 2020
Book Page	2475/311

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Cimarron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,065 (-0.94%) Land $2,063 Building $20,002	$176,510 (-1.86%) Land $16,500 Building $160,010
2025	$1,628.00 (+33.33%) Homeowner's exemption	$22,275 (+32.26%) Land $2,038 Building $20,237	$179,847 (+24.86%) Land $16,500 Building $163,347
2023	$1,221.00 Homeowner's exemption	$16,842 Land $1,915 Building $14,927	$144,040 Land $16,500 Building $127,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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