Chautauqua County and Clymer Town property record for 1603 Upper Rd, Panama, NY 14767 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,584 sqft · built 2021 |
| Lot Size | 10.3 acres (448,668 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,484 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2022 Refinance |
| APN | 063200 395.00-2-16.2 |
| Primary APN | 063200 395.00-2-16.2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,584 sqft Living Area |
| 1st Floor Area | 3,584 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 448,668 sqft (10.3 acres) |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1603 UPPER RD |
|---|---|
| City | PANAMA |
| State | NY |
| Zip | 14767-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 16.002 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | CLYMER |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 36700 |
Source: Chautauqua County and Clymer Town records · APN 063200 395.00-2-16.2
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1505 CLYMER HILL RD, CLYMER, NY 14724-9733 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Apr 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 15, 2026 |
| Property Address | 1603 UPPER RD, PANAMA, NY 14767-9748 |
| Document Number | 0000002491 |
| Instrument Date | Jun 04, 2026 |
| Instrument | 20262491 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1603 UPPER RD, PANAMA, NY 14767-9748 |
| Document Number | 0000002491, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20262491 |
| Name | NORTHWEST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 09, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 1603 UPPER RD, PANAMA, NY 14767-9748 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | MT2022002299 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | MT2022002299 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Chautauqua County and Clymer Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Clymer Town |
| Unified School District | Clymer Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,800 (+6.26%) Land $53,000 Building $194,800 | $247,800 (-1.2%) Land $53,000 Building $194,800 | |
| 2024 | $6,484.00 | ||
| 2023 | $233,200 (-) Land $38,300 Building $194,900 | $250,800 (+4.32%) Land $41,191 Building $209,609 | |
| 2022 | $233,200 Land $38,300 Building $194,900 | $240,412 Land $39,484 Building $200,928 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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