1603 Summit View St, Creston, IA 50801 Property Records

Union County property record for 1603 Summit View St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,898 sqft · built 1970
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Nov 2017)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0502102007`

Property Details

APN / Parcel Number

Primary APN	`0502102007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
Basement Area	1,425 sqft
Finished Basement	1,425 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Porch
Porch Area	40 sqft
Deck Area	130 sqft
Patio Area	1,932 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1603 SUMMIT VIEW ST
City	CRESTON
State	IA
Zip	50801-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02-72-31 PART N-2 NW-4 BEG 90 FT N NW COR LOT 16 CORR PLAT OF N-2 NW-4 SEC 2 S 265 FT W TO NW COR LOT 11 SD SUB NW 182.11 FT
Legal Range	31W
Legal Township	72N
Legal Section	02
Legal Lot Number	11,16
Jurisdiction	UNION IA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1013
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE SAVINGS BANK
Nov 20, 2017	Warranty Deed, Transfer · ARM DEERE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	20172167
Deed Book / Page	1161 / 287
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001308/135
Date	Jun 22, 2023
Book Page	1308/135
Instrument	2023-00000915

Lender

Name	EMPEOPLE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001222/291
Date	Jun 12, 2020
Book Page	1222/291
Instrument	2020-00001015

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1161/310
Date	Nov 20, 2017
Book Page	1161/310
Instrument	2017-00002169

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1146/118
Date	Apr 21, 2017
Book Page	1146/118
Instrument	2017-00000600

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2042

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Nov 20, 2017
Property Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053
Document Number	1161/287
Book / Page	1161 / 287
Instrument Date	Nov 14, 2017
Instrument	2017-00002167
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1603 SUMMIT VIEW ST, CRESTON, IA 50801-1053

Mortgage

Document Number	1161/290
Date	Nov 20, 2017
Book Page	1161/290
Instrument	2017-00002168

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,430 (-) Land $67,300 Building $290,130	$357,430 (-) Land $67,300 Building $290,130
2025	$4,100.00 (-4.34%) Homeowner's exemption	$357,430 (+23.97%) Land $67,300 Building $290,130	$357,430 (+23.97%) Land $67,300 Building $290,130
2024	$4,286.00 (-4.63%)
2023		$288,330 Land $40,600 Building $247,730	$288,330 Land $40,600 Building $247,730
2022	$4,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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