Webster County property record for 1603 State Rte 2836, Providence, KY 42450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1999 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $15,000 (Sep 2023) |
| Tax Bill | $810 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-005-003 |
| Primary APN | 053-005-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Finished Area |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 3786 |
|---|---|
| Street Address | 1603 STATE ROUTE 2836 |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-9049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES/BLDGS & 5.00 ACRES |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | DIXON |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 960200 |
Source: Webster County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2329, JACKSONVILLE, FL 32232-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK/KY |
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Sep 23, 2017 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on Record |
| Deed Sale | Sep 22, 2023 · Amount on Record |
| Prior Sale | Aug 21, 2023 · Amount on Record |
| Deed Document Number | 2023458188 |
| Deed Book / Page | 320 / 790 |
| Prior Transfer Date | Apr 19, 2023 |
| Prior Transfer Doc | 0000457986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Jun 12, 2026 |
| Property Address | 1603 STATE ROUTE 2836, PROVIDENCE, KY 42450-9049 |
| Document Number | 0000472134 |
| Book / Page | 411 / 1 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026472134 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1603 STATE ROUTE 2836, PROVIDENCE, KY 42450-9049 |
| Document Number | 0000472134, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 411/1 |
| Instrument | 2026472134 |
| Name | INDEPENDENCE BANK/KY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 1603 STATE ROUTE 2836, PROVIDENCE, KY 42450-9049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1603 STATE ROUTE 2836, PROVIDENCE, KY 42450-9049 |
| Document Number | 000406/389 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 406/389 |
| Instrument | 470354 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | 308 US HIGHWAY 41 N, SEBREE, KY 42455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 1603 STATE ROUTE 2836, PROVIDENCE, KY 42450-9049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG338/019 |
|---|---|
| Date | Sep 23, 2017 |
| Book Page | MTG 338/019 |
| Instrument | 286507 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Webster County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $810.00 (-30.59%) Homeowner's exemption | $121,300 (+17.31%) | $121,300 (+17.31%) |
| 2023 | $1,167.00 | $103,400 | $103,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
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