Bell County property record for 1603 Sideoats Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,698 sqft · built 2022 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,447 (2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0858886811 |
| Primary APN | 0858886811 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,698 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,186 sqft (0.142 acres) |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 139 sqft |
| Cooling System | Central |
|---|
| Street Address | 1603 SIDEOATS LN |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-6729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE RIDGE PHASE II, BLOCK 003, LOT 0013, ACRES .142 |
| Legal Subdivision | PRAIRIE RIDGE PHASE II |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21305 |
1603 Sideoats Ln is owned and occupied by an individual who acquired it in March 2023.
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1603 SIDEOATS LN, TEMPLE, TX 76502-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK |
| Sep 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| Mar 31, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST UNITED BANK AND TRUST CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 |
| Deed Sale | Mar 31, 2023 |
| Deed Document Number | 2023013536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 20, 2026 |
| Property Address | 1603 SIDEOATS LN, TEMPLE, TX 76502-6729 |
| Document Number | 0000042040 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202642040 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 6267 RUNNING SPRINGS RD, SAN JOSE, CA 95135-2218 |
| Document Number | 0000042040, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 202642040 |
| Name | FIRST UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1603 SIDEOATS LN, TEMPLE, TX 76502-6729 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000059457 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022059457 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | GATESVILLE, TX 76528 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 31, 2023 |
| Property Address | 1603 SIDEOATS LN, TEMPLE, TX 76502-6729 |
| Document Number | 0000013536 |
| Map Reference | PL 2020042029 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023013536 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 SIDEOATS LN, TEMPLE, TX 76502-6729 |
| Document Number | 0000013537 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023013537 |
| Name | FIRST UNITED BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,447.00 (+415.89%) | $193,990 Land $36,000 Building $157,990 | $193,990 Land $36,000 Building $157,990 |
| 2022 | $862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1603 Sideoats Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1603 Sideoats Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Nextlink.
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