Harford County property record for 1603 Shirley Ave, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 2002 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,500 (Jan 2024) |
| Tax Bill | $4,439 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-106864 |
| Primary APN | 01-106864 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Total Area |
| Basement Area | 1,090 sqft |
| Finished Basement | 1,090 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,040 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 106864 |
|---|---|
| Street Address | 1603 SHIRLEY AVE |
| City | JOPPA |
| State | MD |
| Zip | 21085-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 4 BK 1 100X200 1603 SHIRLEY AVENUE GREEN AC SC B PT 7/3 |
| Legal Subdivision | GREEN ACRES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 301201 |
1603 Shirley Ave is owned and occupied by two individuals who bought it in January 2024.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1603 SHIRLEY AVE, JOPPA, MD 21085-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Jun 6, 2018 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU |
| Mar 25, 2019 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on File |
| Deed Sale | Jan 18, 2024 · Amount on File |
| Prior Sale | Mar 25, 2019 · Amount on File |
| Deed Book / Page | 16150 / 343 |
| Transfer Doc | 0000000532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 18, 2024 |
| Property Address | 1603 SHIRLEY AVE, JOPPA, MD 21085-2515 |
| Document Number | 0161500343 |
| Book / Page | 16150 / 343 |
| Map Reference | MB GRG 7 FO 3 |
| Instrument Date | Dec 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | RLM TITLE AGENCY, REALM TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 SHIRLEY AVENUE, CLARKSVILLE, MD 21029 |
| Document Number | 0161500349 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 16150-0349 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1603 SHIRLEY AVE, JOPPA, MD 21085-2515 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | GETZ TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0128460102 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 12846/0102 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 25, 2019 |
| Property Address | 1603 SHIRLEY AVE, JOPPA, MD 21085-2515 |
| Document Number | 0131990152 |
| Book / Page | 13199 / 0152 |
| Map Reference | MB GRG 7 FO 3 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1603 SHIRLEY AVE, JOPPA, MD 21085-2515 |
| Document Number | 0013199159 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 13199/159 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 1603 Shirley Ave was $4,439 with a homeowner's exemption, up 16.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,439.00 (+16.08%) Homeowner's exemption | $401,800 Land $60,000 Building $341,800 | $401,800 Land $60,000 Building $341,800 |
| 2025 | $3,824.00 Homeowner's exemption | ||
| 2023 | $317,200 Land $60,000 Building $257,200 | $317,200 Land $60,000 Building $257,200 | |
| 2022 | $3,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1603 Shirley Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1603 Shirley Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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