1603 S Beech St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1603 S Beech St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,106 sqft · built 1920
Lot Size	0.104 acres (4,535 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Apr 2021)
Tax Bill	$338 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`156B K 005`

Property Details

APN / Parcel Number

Primary APN	`156B K 005`
Alternative APN	`0000090056`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,106 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,535 sqft (0.104 acres)
Lot Dimensions	90.7 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000090056
Street Address	1603 S BEECH ST
City	CHATTANOOGA
State	TN
Zip	37404-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LT 85 BLK 10 OAK GROVE ADDN PB 3 PG 1
Legal Subdivision	OAK GROVE ADDN
Legal Block	10
Legal Lot Number	85
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1603 S Beech St is owned by a company that bought it in April 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	951 S WATKINS ST, CHATTANOOGA, TN 37404-3831
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY FEDERAL CU
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jul 30, 1999 · Amount on File
Deed Document Number	2021040500343
Deed Book / Page	12429 / 188
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1603 S BEECH ST, CHATTANOOGA, TN 37404-5122
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000158
Date	May 12, 2021
Book Page	12482/646
Instrument	2021051200158

Lender

Name	VALLEY FEDERAL CU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 5, 2021
Property Address	1603 S BEECH ST, CHATTANOOGA, TN 37404-5122
Document Number	0000000343
Book / Page	12429 / 188
Instrument Date	Mar 29, 2021
Instrument	2021040500343
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W 17TH ST, CHATTANOOGA, TN 37408-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	0012429278
Date	Apr 5, 2021
Instrument	12429/278

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1603 S Beech St was $338, up 74.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$338.00 (+74.23%)	$22,325 (+156.61%)	$89,300 (+156.61%) Land $45,000 Building $44,300
2024	$194.00	$8,700 (-)	$34,800 (-) Land $7,500 Building $27,300
2023	$194.00	$8,700 (-)	$34,800 (-) Land $7,500 Building $27,300
2022	$194.00	$8,700	$34,800 Land $7,500 Building $27,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1603 S Beech St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1982–2010)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Nov 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1603 S Beech St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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