1603 Riverview Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 1603 Riverview Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.889 acres (38,725 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (May 2019)
Tax Bill	$9,122 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1123376023`

Property Details

APN / Parcel Number

Primary APN	`1123376023`
Alternative APN	`99041`

Exterior

Lot Area	38,725 sqft (0.889 acres)

Location & Zoning

Account Number	99041
Street Address	1603 RIVERVIEW RD
City	ROCK FALLS
State	IL
Zip	61071-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118' RIVERFRONT SE & 50' RIVERFRONT SW SW SEC 23 TWP 21 RNG 7 600X
Legal Range	07E
Legal Township	21N
Legal Section	23
Legal Subdivision	RIVER FRONT SUBDIVISION
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2003
Census Tract	1400

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1603 RIVERVIEW RD, ROCK FALLS, IL 61071-1472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK
May 15, 2019	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/AMBOY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	20192485
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0000000021
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1603 RIVERVIEW RD, ROCK FALLS, IL 61071-1472
Document Number	0000004518
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1603 RIVERVIEW RD ROCK FALLS IL 610711472, ROCK FALLS, IL 61071-1472

Mortgage

Document Number	0000004518
Date	Aug 23, 2019
Instrument	4518

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	AMBOY, IL 61310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 22, 2029

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 15, 2019
Property Address	1603 RIVERVIEW RD, ROCK FALLS, IL 61071-1472
Document Number	0000002485
Instrument Date	May 13, 2019
Instrument	2485
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1603 RIVERVIEW RD ROCK FALLS IL 610711472, ROCK FALLS, IL 61071-1472

Mortgage

Document Number	2486
Date	May 15, 2019
Instrument	2486

Lender

Name	FIRST NAT'L BK/AMBOY
Type	Bank
Address	AMBOY, IL 61310

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,122.00	$108,501 Land $20,964 Building $87,537
2024			$325,503 Land $62,892 Building $262,611

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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