1603 River Links Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 1603 River Links Dr, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,917 sqft · built 2018
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Aug 2018)
Tax Bill	$5,238 (2026)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29702-0832`

Property Details

APN / Parcel Number

Primary APN	`48-29702-0832`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,735 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Patio Home
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Attached
Garage Area	914 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1603 RIVER LINKS DR
City	COLD SPRING
State	MN
Zip	56320-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 001 RIVER LINKS THIRD ADDITION SECTION 21 TOWNSHIP 123 RANGE 030 SECTION 21 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	21
Legal Subdivision	RIVER LINKS THIRD ADDITION
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	4
Census Block	4010
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29702-0832

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1603 RIVER LINKS DR, COLD SPRING, MN 56320-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2018 · Amount on Record
Deed Sale	Aug 03, 2018 · Amount on Record
Deed Document Number	201841902
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 03, 2018
Property Address	1603 RIVER LINKS DR, COLD SPRING, MN 56320-2355
Document Number	0000T41902
Instrument Date	Jul 25, 2018
Instrument	T41902
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 RIVER LINKS DR, COLD SPRING, MN 56320-2355

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,238.00 (+13.77%)	$466,100 (+8.52%) Land $56,600 Building $409,500	$466,100 (+8.52%) Land $56,600 Building $409,500
2025		$429,500 (+6.73%) Land $53,900 Building $375,600	$429,500 (+6.73%) Land $53,900 Building $375,600
2023	$4,604.00	$402,400 Land $53,900 Building $348,500	$402,400 Land $53,900 Building $348,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 62 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig Enterprises, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Cold Spring serves 4,201 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.