1603 Rainbow Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1603 Rainbow Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,031 sqft · built 1900
Lot Size	0.288 acres (12,567 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Oct 2023)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-18-179-001`

Property Details

APN / Parcel Number

Primary APN	`8913-18-179-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,031 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	1,031 sqft
Finished Basement	400 sqft
Unfinished Basement	1,031 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,567 sqft (0.288 acres)
Lot Dimensions	177 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	91 sqft
Deck Area	216 sqft
Patio Area	91 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1603 RAINBOW DR
City	CEDAR FALLS
State	IA
Zip	50613-4563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS WHITNEY ROAD PLAT CF S 241.75 FT OF N 250 FT W 1/2 LOT 109 EXC S 65 FT & EXC E 65 FT
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	AUDITORS WHITNEY ROAD PLAT CF
Legal Lot Number	109
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5002
Census Tract	2400

Owner

1603 Rainbow Dr is owned and occupied by an individual who bought it in October 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1603 RAINBOW DR, CEDAR FALLS, IA 50613-4563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2023 · Amount on File
Deed Sale	Oct 21, 2023 · Amount on File
Prior Sale	Oct 21, 2022 · Amount on File
Deed Document Number	20236550
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 21, 2022
Property Address	1603 RAINBOW DR, CEDAR FALLS, IA 50613-4563
Document Number	202300006550
Instrument Date	Oct 17, 2022
Instrument	202300006550
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 RAINBOW DR, CEDAR FALLS, IA 50613-4563

Mortgage

Document Number	202300006551
Date	Oct 21, 2022
Instrument	202300006551

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Rainbow Dr was $2,550, up 3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 (+2.99%)	$169,930 Land $28,490 Building $141,440	$169,930 Land $28,490 Building $141,440
2024	$2,476.00
2023		$153,850 Land $28,490 Building $125,360	$153,850 Land $28,490 Building $125,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1603 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1993–1999)
Most Recent Claim	Jul 1999 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Rainbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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