1603 Pontiff Pl, Davenport, FL 33896 Property Records

Polk County property record for 1603 Pontiff Pl, Davenport, FL 33896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2021
Lot Size	0.186 acres (8,098 sqft)
Owner	2 Individual Names on File
Last Sale	$360,690 (Dec 2021)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-26-18-932912-001100`

Property Details

APN / Parcel Number

Primary APN	`28-26-18-932912-001100`
Alternative APN	`182628932912001100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,098 sqft (0.186 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	157 sqft

Location & Zoning

Street Address	1603 PONTIFF PL
City	DAVENPORT
State	FL
Zip	33896-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIVOLI RESERVE PHASE 2 PB 180 PGS 44-47 LOT 110
Legal Range	28E
Legal Township	26S
Legal Section	18
Legal Subdivision	TIVOLI RESERVE PHASE 2
Legal Phase	2
Legal Block	4
Legal Lot Number	110
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	4
Census Block	4002
Census Tract	12502

Owner

1603 Pontiff Pl is owned and occupied by two individuals who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1603 PONTIFF PL, DAVENPORT, FL 33896-8644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2021338660
Deed Book / Page	12048 / 2043
Record Updated	Oct 29, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 29, 2021
Property Address	1603 PONTIFF PL, DAVENPORT, FL 33896-8644
Document Number	0000338660
Book / Page	12048 / 2043
Map Reference	MB 180 PG 44
Instrument Date	Dec 22, 2021
Instrument	2021338660
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,524.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1603 PONTIFF PL, DAVENPORT, FL 33896-8644

Mortgage

Document Number	0120482045
Date	Dec 29, 2021
Instrument	12048/2045

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Pontiff Pl was $3,477 with a homeowner's exemption, down 12.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,294 (-0.62%) Land $64,000 Building $242,294	$306,294 (-2.16%) Land $64,000 Building $242,294
2025	$3,477.00 (-12.9%) Homeowner's exemption	$308,216	$313,068 Land $64,000 Building $249,068
2024	$3,992.00 (+5.69%)
2023	$3,777.00 (+2.83%) Homeowner's exemption	$290,806 (+3%)	$318,246 (+12.72%) Land $62,000 Building $256,246
2022	$3,673.00 Homeowner's exemption	$282,336 Land $52,000 Building $230,336	$282,336 Land $52,000 Building $230,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1603 Pontiff Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Pontiff Pl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20