1603 Misty River Dr, Saint Paul (O Fallon), MO 63366 Property Records

St. Charles County property record for 1603 Misty River Dr, Saint Paul, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2021
Lot Size	0.298 acres (12,998 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2024)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Apr 2023 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T220300083`

Property Details

APN / Parcel Number

Primary APN	`T220300083`
Alternative APN	`2-0012-D099-00-0380.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	12,998 sqft (0.298 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T220300083
Street Address	1603 MISTY RIVER DR
City	O FALLON
State	MO
Zip	63366-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG G #2 LOT 380
Legal Subdivision	RIVERDALE VLG G #2
Legal Lot Number	380
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1603 MISTY RIVER DR, O FALLON, MO 63366-1516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Beneficiary Deed, Transfer
May 13, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 2, 2021	Special Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	202429538
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	0000013507
Record Updated	Oct 29, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2023
Property Address	1603 MISTY RIVER DR, O FALLON, MO 63366-1516
Document Number	0000013507
Map Reference	DOC 2021R-059543
Instrument Date	Apr 7, 2023
Instrument	2023R-013507
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1603 MISTY RIVER DR, SAINT PAUL, MO 63366-1516

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 13, 2022
Property Address	1603 MISTY RIVER DR, O FALLON, MO 63366-1516
Document Number	0000027406
Map Reference	DOC 2021R-059543
Instrument Date	May 6, 2022
Instrument	2022R-027406
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 MISTY RIVER DR, SAINT PAUL, MO 63366-1516

Mortgage

Document Number	0000027407
Date	May 13, 2022
Instrument	2022R-027407

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2021
Property Address	1603 MISTY RIVER DR, O FALLON, MO 63366-1516
Document Number	0000097846
Map Reference	DOC 2021R-059543
Instrument Date	Nov 18, 2021
Instrument	2021R-097846
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 FOX HILL RD, SAINT CHARLES, MO 63301-3745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,719 (-)	$435,364 (-) Land $70,000 Building $365,364
2025	$5,071.00	$82,719 (+3.57%)	$435,364 (+3.57%) Land $70,000 Building $365,364
2023		$79,869
2022			$420,364 Land $55,000 Building $365,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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