San Diego County property record for 1603 Laurel Rd, Oceanside, CA 92054 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,382 sqft · built 1959 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Tax Bill | $928 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-222-28-00 |
| Primary APN | 151-222-28-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,382 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Good |
| Old Parcel Number | 1512211400 |
|---|---|
| Street Address | 1603 LAUREL RD |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 E 265.70 FT OF S 82 FT OF N 1/2 OF N 1/2 OF TR 001807 |
| Legal Subdivision | NORTH CARLSBAD |
| Legal Tract | 001807 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 18504 |
Source: San Diego County records · APN 151-222-28-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1603 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRONTWAVE CU |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit PACIFIC MARINE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2016 |
| Transfer Doc | 0000464070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1603 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000675659 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-0675659 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1603 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000117383 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-0117383 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 LAUREL RD, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000450236 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1603 LAUREL RD OCEANSIDE CA 920545733, OCEANSIDE, CA 92054-5733 |
| Document Number | 0000450236 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 450236 |
| Name | PACIFIC MARINE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $87,123 (+2%) Land $30,127 Building $56,996 | |
| 2025 | $928.00 (+5.57%) Homeowner's exemption | $85,416 (+4.04%) Land $29,537 Building $55,879 |
| 2023 | $879.00 (+1.74%) Homeowner's exemption | $82,101 Land $28,391 Building $53,710 |
| 2022 | $864.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures