1603 Harvey Rd, Ardmore, OK 73401 Property Records

Carter County property record for 1603 Harvey Rd, Ardmore, OK 73401

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500 (Jun 2004)
Tax Bill	$13 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12643`

Property Details

APN / Parcel Number

Primary APN	`12643`
Alternative APN	`1990-04-05S-02E-1-019-00`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Account Number	12643
Street Address	1603 HARVEY RD
City	ARDMORE
State	OK
Zip	73401-9193
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1
Legal Description	E 125 S 100 S/2 SE SE NE- 04 05S 02E
Legal Range	02E
Legal Township	05S
Legal Section	04
Legal Subdivision	ARDMORE CITY TRACTS
Legal Block	5S
Legal Lot Number	2E
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1021
Census Tract	892802

Owner

Source: Carter County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1507 HARVEY RD, ARDMORE, OK 73401-9172
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRUST COMPANY
Apr 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 24, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2004 · Amount on Record
Deed Sale	Jun 7, 2004 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Book / Page	4149 / 132
Last Transfer Date	Nov 25, 2025
Transfer Doc	0000013068
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 20, 2026
Property Address	1603 HARVEY RD, ARDMORE, OK 73401-9193
Document Number	0000007028
Book / Page	7924 / 190
Instrument Date	Jul 16, 2026
Instrument	20267028
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,226.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

Mortgage

Document Number	0000007029,
Date	Jul 20, 2026
Instrument	20267029

Lender

Name	CITIZENS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARTER OK
Recording Date	Apr 24, 2026
Property Address	1603 HARVEY RD, ARDMORE, OK 73401-9193
Document Number	0000003906
Book / Page	7879 / 205
Instrument Date	Apr 21, 2026
Instrument	2026.3906
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARTER OK
Recording Date	Apr 24, 2026
Property Address	1603 HARVEY RD, ARDMORE, OK 73401-9193
Document Number	007879/205
Book / Page	7879 / 205
Instrument Date	Apr 21, 2026
Instrument	20263906
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13.00 (+8.33%)	$134 (+9.84%) Land $134	$5,714 (-) Land $5,714
2023	$12.00	$122 Land $122	$5,714 Land $5,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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