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1603 Harris St, Gainesville, TX 76240 Property Records

Cooke County property record for 1603 Harris St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,392 sqft · built 1950
Lot Size0.188 acres (8,189 sqft)
Owner2 Individual Names on Record
Last Sale$213,216 (Nov 2023)
Tax Bill$3,966 (2026)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN2405-008-00002

Property Details

APN / Parcel Number

Primary APN2405-008-00002
Alternative APN
  • 7221

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,392 sqft Living Area
Gross Area1,944 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,189 sqft (0.188 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area288 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2405-008-00002
Street Address1603 HARRIS ST
CityGAINESVILLE
StateTX
Zip76240-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOY ACRES; BLOCK 8; LOT 2 E 63'; ACRES .188
Legal SubdivisionJOY ACRES
Legal Block8
Legal Lot Number2
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2019
Census Tract1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1603 HARRIS ST, GAINESVILLE, TX 76240-5106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on Record
Deed SaleNov 1, 2023 · Amount on Record
Deed Document Number20237316
Deed Book / Page2611 / 520
Record UpdatedOct 29, 2026

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateNov 1, 2023
Property Address1603 HARRIS ST, GAINESVILLE, TX 76240-5106
Document Number002611/520
Book / Page2611 / 520
Map ReferenceCAB B SL 102
Instrument DateOct 13, 2023
Instrument2023-7316
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1603 HARRIS ST, GAINESVILLE, TX 76240-5106

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 HARRIS ST, GAINESVILLE, TX 76240-5106

Mortgage

Document Number0020237317
DateNov 1, 2023
Instrument2023-7317
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,966.00 (+54.38%) Homeowner's exemption$189,569 (-) Land $42,179 Building $147,390$189,569 (-) Land $42,179 Building $147,390
2025$2,569.00 (-6.04%) Homeowner's exemption$189,569 (+69.39%) Land $42,179 Building $147,390$189,569 (+22.74%) Land $42,179 Building $147,390
2024$2,734.00 (+51.47%)
2023$111,912 Land $38,329 Building $116,120$154,449 Land $38,329 Building $116,120
2022$1,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1990–2015)
Claims Outside the SFHA7 of 14
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber		2,000 / 2,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: AT&T, Element8, T-Mobile.

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