1603 Hardwick Dr, Liberty, MO 64068 Property Records

Clay County property record for 1603 Hardwick Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,356 sqft · built 1995
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Aug 2017)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-105-00-03-008.00`

Property Details

APN / Parcel Number

Primary APN	`15-105-00-03-008.00`
Alternative APNs	`1510500030080001` `259437`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	3,931 sqft
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	141 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1603 HARDWICK DR
City	LIBERTY
State	MO
Zip	64068-3381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINT LT 93
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	NORTHPOINT
Legal Lot Number	93
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3016
Census Tract	21401

Owner

1603 Hardwick Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1603 HARDWICK DR, LIBERTY, MO 64068-3381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Feb 13, 2001 · Amount on File
Deed Document Number	201729835
Deed Book / Page	8037 / 2
Prior Transfer Date	Dec 26, 2000
Prior Transfer Doc	0000032844
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1603 HARDWICK DR, LIBERTY, MO 64068-3381
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010044
Date	Mar 9, 2021
Book Page	8985/87
Instrument	2021010044

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 30, 2017
Property Address	1603 HARDWICK DR, LIBERTY, MO 64068-3381
Document Number	0000029835
Book / Page	8037 / 002
Instrument Date	Aug 30, 2017
Instrument	2017029835
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 HARDWICK DR, LIBERTY, MO 64068-3381

Mortgage

Document Number	0000029836
Date	Aug 30, 2017
Instrument	2017029836

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Hardwick Dr was $4,317.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00	$60,080	$316,211
2023	$4,184.00	$53,500	$281,578
2019	$3,534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1603 Hardwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Hardwick Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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