1603 Gurley Ave, Waco, TX 76706 Property Records

McLennan County property record for 1603 Gurley Ave, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 988 sqft · built 1933
Lot Size0.153 acres (6,650 sqft)
Owner2 Individual Names on Record
Last Sale$99,200 (Nov 2024)
Tax Bill$2,815 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-001000-020500-2

Property Details

APN / Parcel Number

Primary APN48-001000-020500-2
Alternative APNs
  • 4800100002050020111
  • 161558

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area1,044 sqft
1st Floor Area988 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area6,650 sqft (0.153 acres)
Lot Dimensions133 ft deep x 50 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area104 sqft
Patio Area24 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1603 GURLEY AVE
CityWACO
StateTX
Zip76706-1942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPRATHERS ANITA PARK LOT 2 BLOCK 16 ACRES .1527
Legal SubdivisionPRATHERS ANITA PARK
Legal Block16
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2020
Census Tract401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1603 GURLEY AVE, WACO, TX 76706-1942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2017Deed of Trust, Mortgage · ARM
NATIONAL BANK IN GATESVILLE
Jan 21, 2020Deed of Trust, Mortgage · Closed-End Mortgage
ALLIANCE BANK CENTRAL TEXAS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleMar 25, 2013 · Amount on Record
Deed Document Number202443371
Prior Transfer DateMar 22, 2013
Prior Transfer Doc0000009238
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1603 GURLEY AVE, WACO, TX 76706-1942
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000283
DateJan 4, 2017
Instrument2017000283
Lender
NameNATIONAL BANK IN GATESVILLE
AddressGATESVILLE, TX 76528
Agreement
TypeARM
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.95%
Type Change DateJan 3, 2019
Change Frequency2 Years
Min Rate At Change7.13%
IndexOther
Max Rate12.9%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1603 GURLEY AVE, WACO, TX 76706-1942
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002074
DateJan 21, 2020
Instrument2020002074
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
AddressWACO, TX 76714
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term60 Months
DueJan 15, 2025

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,635 (-6.07%) Land $17,689 Building $99,946$117,635 (-6.07%) Land $17,689 Building $99,946
2025$2,815.00 (+61.23%)$125,240 (+28.18%) Land $16,030 Building $109,210$125,240 (+28.18%) Land $16,030 Building $109,210
2024$1,746.00 (-20.27%)
2023$97,710 Land $16,030 Building $81,680$97,710 Land $16,030 Building $81,680
2022$2,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Pavlov Media, T-Mobile.

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