1603 Gunsmith Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1603 Gunsmith Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 1987
Lot Size	0.171 acres (7,465 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jun 1990)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0010-00000-1540`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0010-00000-1540`
Alternative APNs	`1926330010000001540` `0842114`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,604 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,465 sqft (0.171 acres)
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	374 sqft
Patio Area	403 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0842114
Old Parcel Number	1926330010000001540
Street Address	1603 GUNSMITH DR
City	LUTZ
State	FL
Zip	33559-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 154 OR 1919 PG 1592
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Phase	1
Legal Tract	10
Legal Lot Number	154
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3000
Census Tract	32014

Owner

1603 Gunsmith Dr is owned and occupied by two individuals who bought it in June 1990.

Source: Pasco County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1990 · Amount on File
Deed Sale	Jun 1, 1990 · Amount on File
Deed Document Number	0019191592
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105310236
Date	Jan 19, 2022
Book Page	10531/236
Instrument	2022015855

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304

Mortgage

Document Number	0103620937
Date	Jun 3, 2021
Book Page	10362/937
Instrument	2021115278

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	215 Months
Due	May 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304

Mortgage

Document Number	0103251088
Date	Apr 15, 2021
Book Page	10325/1088
Instrument	2021076526

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	1603 GUNSMITH DR, LUTZ, FL 33559-3304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098082397
Date	Oct 25, 2018
Book Page	9808/2397
Instrument	2018181399

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Gunsmith Dr was $1,795 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 Homeowner's exemption	$135,460 Land $62,662 Building $72,798	$319,800 Land $62,662 Building $257,138
2023	$1,669.00 (+12.16%) Additional exemption filed	$127,820 (+3%) Land $45,304 Building $82,516	$324,003 (+20.91%) Land $45,304 Building $278,699
2022	$1,488.00 Homeowner's exemption	$124,100 Land $37,846 Building $86,254	$267,975 Land $37,846 Building $230,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1603 Gunsmith Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Gunsmith Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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