Polk County property record for 1603 Fitzgerald Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,383 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (May 2018) |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-001210 |
| Primary APN | 27-28-27-835824-001210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,881 sqft |
| 1st Floor Area | 1,383 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 118 sqft |
| Street Address | 1603 FITZGERALD DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 121 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 121 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 14121 |
1603 Fitzgerald Dr is owned and occupied by an individual who bought it in May 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1603 FITZGERALD DR, DUNDEE, FL 33838-4631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 23, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage ONETRUST HM LOANS |
| May 23, 2017 | Grant Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on File |
| Deed Sale | May 23, 2018 · Amount on File |
| Prior Sale | May 1, 2017 · Amount on File |
| Deed Document Number | 2018109896 |
| Deed Book / Page | 10493 / 1206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1603 FITZGERALD DR, DUNDEE, FL 33838-4631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1603 FITZGERALD DR, DUNDEE, FL 33838-4631 |
| Document Number | 0000308574 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 11999/1919 |
| Instrument | 2021308574 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2018 |
| Property Address | 1603 FITZGERALD DR, DUNDEE, FL 33838-4631 |
| Document Number | 0104931206 |
| Book / Page | 010493 / 001206 |
| Instrument Date | May 16, 2018 |
| Instrument | 109896 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,302.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1603 FITZGERALD DR DUNDEE FL 338384631, DUNDEE, FL 33838-4631 |
| Document Number | 104931220 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 010493/001220 |
| Instrument | 109898 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate | 12% |
|---|
| Document Number | 104931207, |
|---|---|
| Date | May 23, 2018 |
| Book Page | 010493/001207 |
| Instrument | 109897 |
| Name | ONETRUST HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2017 |
| Property Address | 1603 FITZGERALD DR, DUNDEE, FL 33838-4631 |
| Document Number | 0101540006 |
| Book / Page | 010154 / 000006 |
| Instrument Date | May 17, 2017 |
| Instrument | 97693 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount on Record |
|---|---|
| Tax | $17,108.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1603 Fitzgerald Dr was $2,433 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,028 (+2.7%) | $208,425 (+1.43%) Land $38,000 Building $170,425 | |
| 2025 | $2,433.00 Homeowner's exemption | $165,558 | $205,485 Land $38,000 Building $167,485 |
| 2023 | $2,414.00 (+3.21%) Homeowner's exemption | $156,206 (+3%) | $224,131 (+12.03%) Land $37,000 Building $187,131 |
| 2022 | $2,339.00 Homeowner's exemption | $151,656 | $200,062 Land $31,000 Building $169,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1603 Fitzgerald Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1603 Fitzgerald Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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