Oakland County property record for 1603 E Windemere Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 992 sqft · built 1958 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,000 (May 2010) |
| Tax Bill | $2,499 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-03-478-044 |
| Primary APN | 72-25-03-478-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Basement Area | 992 sqft |
| Unfinished Basement | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 140 ft deep x 52 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 351 sqft |
| Patio Area | 351 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1603 E WINDEMERE AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 3 OAK RUN SUB W 52 FT OF LOT 388 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 03 |
| Legal Subdivision | OAK RUN SUB |
| Legal Lot Number | 388 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 183100 |
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1603 E WINDEMERE AVE, ROYAL OAK, MI 48073-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2022 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Feb 2, 2022 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| Nov 27, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2010 · Amount on Record |
| Deed Sale | May 24, 2010 · Amount on Record |
| Prior Sale | Feb 11, 2000 · Amount on Record |
| Deed Document Number | 2010253 |
| Deed Book / Page | 42091 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1603 E WINDEMERE AVE, ROYAL OAK, MI 48073-5616 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1603 E WINDEMERE AVE, ROYAL OAK, MI 48073-5616 |
| Document Number | 0000353311 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 57639/635 |
| Instrument | 353311 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1603 E WINDEMERE AVE, ROYAL OAK, MI 48073-5616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1603 E WINDEMERE AVE, ROYAL OAK, MI 48073-5616 |
| Document Number | 0000311249 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 57396/368 |
| Instrument | 311249 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1603 E WINDEMERE AVE, ROYAL OAK, MI 48073-5616 |
| Document Number | 0000229839 |
| Book / Page | 051395 / 000174 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1603 E WINDEMERE AVE ROYAL OAK MI 480735616, ROYAL OAK, MI 48073-5616 |
| Document Number | 0000229839 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 051395/000174 |
| Instrument | 229839 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,499.00 (-28.07%) Homeowner's exemption | $116,580 | $233,160 |
| 2024 | $3,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON HEIGHTS serves 29,694 people · EPA ID MI0004000 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Also Mapped Here | CITY OF ROYAL OAK |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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