1603 E Main St, Humboldt, TN 38343 Property Records

Gibson County property record for 1603 E Main St, Humboldt, TN 38343

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,270 sqft · built 1917
Lot Size	0.234 acres (10,205 sqft)
Owner	Company Name on Record
Last Sale	$87,000 (Sep 2019)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Apr 2026 Transfer Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027170G M 01900`

Property Details

APN / Parcel Number

Primary APN	`027170G M 01900`
Alternative APN	`170G M 01900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	4,270 sqft Living Area
1st Floor Area	2,706 sqft
Upper Floors Area	1,564 sqft
Basement Area	176 sqft
Finished Basement	176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,205 sqft (0.234 acres)
Lot Dimensions	157 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1603 E MAIN ST
City	HUMBOLDT
State	TN
Zip	38343-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: H11
Jurisdiction	GIBSON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2025
Census Tract	966900

Owner

Source: Gibson County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1094 ASHPORT RD, JACKSON, TN 38305-7360
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL BANK AND TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Dec 30, 1999 · Amount on Record
Deed Document Number	2019189435
Deed Book / Page	1039 / 973
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000250508
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GIBSON TN
Recording Date	Apr 6, 2026
Property Address	1603 E MAIN ST, HUMBOLDT, TN 38343-2903
Document Number	0000250508
Book / Page	1130 / 2257
Instrument Date	Mar 25, 2026
Instrument	2026250508
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1094 ASHPORT RD, JACKSON, TN 38305-7360

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	1603 E MAIN ST, HUMBOLDT, TN 38343-2903
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 E MAIN ST, HUMBOLDT, TN 38343-2903

Mortgage

Document Number	0000212015
Date	Dec 13, 2021
Book Page	1072/1410
Instrument	212015

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Sep 13, 2019
Property Address	1603 E MAIN ST, HUMBOLDT, TN 38343-2903
Document Number	0000189435
Book / Page	1039 / 973
Instrument Date	Sep 12, 2019
Instrument	189435
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 OLD HUMBOLDT RD, JACKSON, TN 38305-1751

Mortgage

Document Number	0000189436
Date	Sep 13, 2019
Book Page	0000001039/0000000975
Instrument	189436

Lender

Name	COMMERCIAL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Humboldt City
Unified School District	Humboldt City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00	$48,925 Land $3,500 Building $45,425
2024			$195,700 Land $14,000 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	28 (1979–2023)
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT UTILITIES-WATER DEPT serves 9,908 people · EPA ID TN0000314
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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