1603 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1603 E Main St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details1 ba · 844 sqft · built 1920
Lot Size0.123 acres (5,400 sqft)
OwnerCompany Name on Record
Last Sale$57,000 (Oct 2019)
Tax Bill$431 (2025)
Deeds & MortgagesMay 2020 Transfer
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN146O E 004

Property Details

APN / Parcel Number

Primary APN146O E 004
Alternative APN
  • 0000077118

Interior

Full Baths1 Bath
Stories1 Story
Building Area844 sqft Living Area

Exterior

Year BuiltBuilt 1920
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,400 sqft (0.123 acres)
Lot Dimensions120 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077118
Street Address1603 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-5037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPT LOTS 41 & 43 BLK 7 FORT & PORTER ADDN PB T7 PG 519
Legal SubdivisionFORT & PORTER ADDN
Legal Block7
Legal Lot Number41,43 43
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1058
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address107 S CREST RD, CHATTANOOGA, TN 37404-5520
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Quit Claim Deed, Transfer
FIRST CHOICE TITLE
Oct 16, 2019Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2019 · Amount on Record
Deed SaleOct 16, 2019 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number1016000255
Deed Book / Page011791 / 000208
Last Transfer DateMay 26, 2020
Transfer Doc0526000289
Record UpdatedJun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2020
Property Address1603 E MAIN ST, CHATTANOOGA, TN 37404-5037
Document Number0526000289
Book / Page012012 / 000633
Instrument DateMay 22, 2020
Instrument200526000289
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyFIRST CHOICE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 S CREST RD CHATTANOOGA TN 374045520, CHATTANOOGA, TN 37404-5520

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 16, 2019
Property Address1603 E MAIN ST, CHATTANOOGA, TN 37404-5037
Document Number1016000255
Book / Page011791 / 000208
Instrument DateOct 15, 2019
Instrument191016000255
Transaction TypeTransfer
Record UpdatedNov 7, 2019
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 S CREST RD CHATTANOOGA TN 374045520, CHATTANOOGA, TN 37404-5520

Mortgage

Document Number1016000256
DateOct 16, 2019
Book Page011791/000210
Instrument191016000256
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 15, 2029

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431.00 (+1.41%)$28,500 (+5%)$114,000 (+5%) Land $70,000 Building $44,000
2024$425.00$19,000 (-)$76,000 (-) Land $40,000 Building $36,000
2023$425.00$19,000 (-)$76,000 (-) Land $40,000 Building $36,000
2022$425.00$19,000$76,000 Land $40,000 Building $36,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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