1603 Cortez St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1603 Cortez St, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1958
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Jun 2017)
Tax Bill	$12,421 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`026-11-056`

Property Details

APN / Parcel Number

Primary APN	`026-11-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	106 ft deep x 60 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1603 CORTEZ ST
City	MILPITAS
State	CA
Zip	95035-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNNYHILLS LOT 183
Legal Subdivision	SUNNYHILLS
Legal Tract	1352
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	504422

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 6, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 26, 2017	Grant Deed, Transfer · Conventional Mortgage CMG FINANCIAL
Jan 3, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage FJM PRIVATE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	201723683071
Prior Transfer Date	Dec 3, 1993
Prior Transfer Doc	0012260406
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 1, 2020
Property Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844
Document Number	0024596201
Map Reference	MB 54 PG 39-41
Instrument Date	Aug 24, 2020
Instrument	24596201
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844

Mortgage

Document Number	0024596202
Date	Sep 1, 2020
Instrument	24596202

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844
Document Number	0024355085
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1603 CORTEZ ST MILPITAS CA 950352844, MILPITAS, CA 95035-2844

Mortgage

Document Number	0024355085
Date	Dec 11, 2019
Instrument	24355085

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844
Document Number	0024177854
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1603 CORTEZ ST MILPITAS CA 950352844, MILPITAS, CA 95035-2844

Mortgage

Document Number	0024177854
Date	May 13, 2019
Instrument	24177854

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLETTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 26, 2017
Property Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844
Document Number	0023683071
Map Reference	MAP54 PG39-41
Instrument Date	Jun 20, 2017
Instrument	23683071
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844

Mortgage

Document Number	0023683072
Date	Jun 26, 2017
Instrument	23683072

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0023683073
Date	Jun 26, 2017
Instrument	23683073

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 3, 2017
Property Address	1603 CORTEZ ST, MILPITAS, CA 95035-2844
Document Number	0023549981
Map Reference	MAP54 PG39-41
Instrument Date	Dec 28, 2016
Instrument	23549981
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUTTER CREEK LN, MOUNTAIN VIEW, CA 94043-3109

Mortgage

Document Number	0023549982
Date	Jan 3, 2017
Instrument	23549982

Lender

Name	FJM PRIVATE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,077,249 (+2%) Land $828,655 Building $248,594
2025	$12,421.00 (+2.96%)	$1,056,127 (+4.04%) Land $812,407 Building $243,720
2023	$12,064.00 (+0.41%)	$1,015,118 Land $780,861 Building $234,257
2022	$12,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Tekify Fiber & Wireless.

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