1603 Co Rd 390, Holts Summit, MO 65043 Property Records

Callaway County property record for 1603 Co Rd 390, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1976
Lot Size	3.09 acres (135,036 sqft)
Owner	Individual Name on File
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-02.0-20-003-025.000`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-02.0-20-003-025.000`
Alternative APN	`2701002020003020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1976
Architectural Style	Split Level
Construction Type	Frame
Lot Area	135,036 sqft (3.09 acres)
Porch	Open Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2701002020003025000
Street Address	1603 COUNTY ROAD 390
City	HOLTS SUMMIT
State	MO
Zip	65043-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.10 AC. LOT # 4 AUTUMN WOODS ADDITION
Legal Subdivision	AUTUMN WOODS
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3024
Census Tract	70800

Owner

1603 Co Rd 390 is owned and occupied by an individual who acquired it in September 2022.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1603 COUNTY ROAD 390, HOLTS SUMMIT, MO 65043-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FLAT BRANCH MORTGAGE
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage CALLAWAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022
Deed Sale	Sep 21, 2022
Prior Sale	May 15, 2019
Deed Document Number	202205998
Deed Book / Page	502 / 840
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 21, 2022
Property Address	1603 COUNTY ROAD 390, HOLTS SUMMIT, MO 65043-1328
Document Number	000502/840
Book / Page	502 / 840
Instrument Date	Sep 16, 2022
Instrument	202205998
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 COUNTY ROAD 390, HOLTS SUMMIT, MO 65043-1328

Mortgage

Document Number	0202205999
Date	Sep 21, 2022
Instrument	202205999

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 15, 2019
Property Address	1603 COUNTY ROAD 390, HOLTS SUMMIT, MO 65043-1328
Document Number	0201902610
Book / Page	789
Instrument Date	May 10, 2019
Instrument	201902610
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 COUNTY ROAD 390, HOLTS SUMMIT, MO 65043-1328

Mortgage

Document Number	0201902611
Date	May 15, 2019
Instrument	201902611

Lender

Name	CALLAWAY BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Co Rd 390 was $1,387, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (-2.46%)	$22,817 (-)	$120,090 (-)
2024	$1,422.00 (+0.07%)	$22,817 (-)	$120,090 (-)
2023	$1,421.00 (+2.08%)	$22,817 (+2.13%)	$120,090
2022	$1,392.00	$22,342 Land $2,356 Building $19,986
2021			$117,590 Land $12,400 Building $105,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1603 Co Rd 390 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Co Rd 390 is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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