1603 Citation Loop, Harker Heights, TX 76548 Property Records

Bell County property record for 1603 Citation Loop, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,089 sqft · built 1994
Lot Size	0.254 acres (11,082 sqft)
Owner	Individual Name on Record
Last Sale	$339,800 (May 2022)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0304350008`

Property Details

APN / Parcel Number

Primary APN	`0304350008`
Alternative APNs	`116828` `830780`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,089 sqft Living Area
1st Floor Area	2,089 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,082 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	246 sqft
Patio Area	162 sqft
Storage Building	64 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1603 CITATION LOOP
City	HARKER HEIGHTS
State	TX
Zip	76548-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOROUGHBRED ESTATES, BLOCK 001, LOT 0005
Legal Subdivision	THOROUGHBRED ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1001
Census Tract	21907

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Vendor's Lien, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2022	Warranty Deed, Transfer OSN TEXAS LLE PLANO BRANCH
Jul 27, 2017	Vendor's Lien, Transfer · VA Mortgage FIRST NATIONAL BANK
Jul 27, 2017	Affidavit of Death, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Jan 7, 2022
Deed Document Number	202232395
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0000031334
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 20, 2022
Property Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Document Number	0000032395
Map Reference	CAB B SL 253-B
Instrument Date	May 17, 2022
Instrument	2022032395
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	NOT AVAILABLE, OSN TEXAS LLC PLANO BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009

Mortgage

Document Number	0000032396
Date	May 20, 2022
Instrument	2022032396

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053116
Date	Sep 30, 2020
Instrument	2020-00053116

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057487
Date	Oct 21, 2020
Instrument	2020-00057487

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2047

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 7, 2022
Property Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Document Number	0000001281
Map Reference	CAB B SL 253-B
Instrument Date	Jan 5, 2022
Instrument	2022001281
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OSN TEXAS LLE PLANO BRANCH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 27, 2017
Property Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Document Number	0000031336
Map Reference	CAB B SL253-B
Instrument Date	Jul 26, 2017
Instrument	2017-00031336
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009

Mortgage

Document Number	0000031337
Date	Jul 27, 2017
Instrument	2017-00031337

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BELL TX
Recording Date	Jul 27, 2017
Property Address	1603 CITATION LOOP, HARKER HEIGHTS, TX 76548-8009
Document Number	0000031334
Instrument Date	Jul 5, 2017
Instrument	31334
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9606 NE ZAC LENTZ PKWY #46 VICTORIA TX 779043112, 46, VICTORIA, TX 77904-3112

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00 (-15.41%)	$277,239 (-4.88%) Land $50,000 Building $227,239	$277,239 (-4.88%) Land $50,000 Building $227,239
2023	$4,388.00 (+18.47%)	$291,476 Land $36,000 Building $255,476	$291,476 Land $36,000 Building $255,476
2022	$3,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Nextlink.

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