1603 Charnbrook Dr, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 1603 Charnbrook Dr, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	2,380 sqft · built 1989
Lot Size	0.761 acres (33,178 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jan 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-377-005`

Property Details

APN / Parcel Number

Primary APN	`10-18-377-005`

Interior

Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	1,226 sqft
Basement Area	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	33,178 sqft
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	601 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1603 CHARNBROOK DR
City	JOHNSBURG
State	IL
Zip	60051-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2004R0027084 LT 67 CHAPEL HILL ESTATES UNIT 3
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	CHAPEL HILL ESTATES
Legal Block	377
Legal Lot Number	67
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1037
Census Tract	870702

Owner

1603 Charnbrook Dr is owned and occupied by an individual who acquired it in April 2004.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	1603 CHARNBROOK DR, JOHNSBURG, IL 60051-9693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2004
Deed Sale	Apr 5, 2004
Prior Sale	Nov 4, 1993 · Amount on File
Deed Document Number	2004R0027084
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1603 CHARNBROOK DR, JOHNSBURG, IL 60051-9693
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 CHARNBROOK DR, JOHNSBURG, IL 60051-9693

Mortgage

Document Number	0000001611
Date	Jan 20, 2026
Instrument	2026R0001611

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1603 CHARNBROOK DR, JOHNSBURG, IL 60051-9693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049340
Date	Nov 16, 2020
Instrument	2020R0049340

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1603 CHARNBROOK DR, JOHNSBURG, IL 60051-9693
Document Number	0000010541
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1603 CHARNBROOK DR JOHNSBURG IL 600519693, JOHNSBURG, IL 60051-9693

Mortgage

Document Number	0000010541
Date	Apr 4, 2018
Instrument	10541

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2033

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$102,936 Land $20,229 Building $82,707	$308,808 Land $60,687 Building $248,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1603 Charnbrook Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	38 (1979–2026)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1603 Charnbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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