1603 3rd St, Milton, WV 25541 Property Records

Cabell County property record for 1603 3rd St, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1999
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on Record
Tax Bill	$1,361 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-4-0109.0000`

Property Details

APN / Parcel Number

Primary APN	`09-4-0109.0000`
Alternative APN	`06-09-4-0109.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	22,782 sqft (0.523 acres)
Lot Dimensions	152 ft deep x 150 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1603 3RD ST
City	MILTON
State	WV
Zip	25541-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14-15-16 WHITE ADN 1603 3RD ST
Legal Subdivision	W L WHITE ADDITION
Legal Lot Number	14-16
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3027
Census Tract	10802

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1603 3RD ST, MILTON, WV 25541-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Recording Date	Jul 7, 2026
Property Address	1603 3RD ST, MILTON, WV 25541-1148
Document Number	0006265151
Book / Page	3043 / 457
Instrument Date	Jul 1, 2026
Instrument	20266265151
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1603 3RD ST, MILTON, WV 25541-1148

Mortgage

Document Number	0006265151,
Date	Jul 7, 2026
Book Page	3043/457
Instrument	20266265151

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	1603 3RD ST, MILTON, WV 25541-1148
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002669/397
Date	Jul 25, 2017
Book Page	2669/397
Instrument	5941289

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Municipality	Milton Town
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,361.00 (+4.53%)	$85,080 (+5.66%) Land $10,860 Building $74,220	$141,800 (+5.66%) Land $18,100 Building $123,700
2025	$1,302.00 (+9.32%)	$80,520 (+9.73%) Land $8,160 Building $72,360	$134,200 (+9.73%) Land $13,600 Building $120,600
2023	$1,191.00 (-0.67%)	$73,380 (-0.08%) Land $6,840 Building $66,540	$122,300 (-0.08%) Land $11,400 Building $110,900
2022	$1,199.00	$73,440 Land $6,840 Building $66,600	$122,400 Land $11,400 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1997–2023)
Most Recent Claim	Feb 2023 · river or lake flooding
Claims by Event	Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides, Feb 2003 · 2 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 44% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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